URGENT: Federal Reserve Freezes Rates, Stocks Decline, Housing Falls

The YouTube Creator Academy:

The Federal Reserve Rate Hike:

-INFLATION:
On September 13th, overall inflation across all items rose by 3.7% year-over-year, up from the 3% that we saw back in June. In terms of the categories that saw a price increase, Frozen Vegetables are up 14.7% year-over-year, salad dressing is up 12.1%, uncooked beef is up 10.7%, and chewing gum is up 9.4%.

We also have car insurance up 19% from a year ago (which, is likely due to the fact that labor and materials are 17% more expensive today if you need a repair), shipping fares are up almost 10%, Pet Food is up 8.7%, and rent of a primary residence is up 7.8%.

-HOUSING:
National housing prices have increased by 2.5% year over year, however - monthly payments today are 19% more expensive than a year ago.

According to CoreLogic’s recent report, “The annual re-acceleration reflects six consecutive monthly gains, which drove prices some 5% higher compared to their bottom in February.” They also go on to say that the 11 states that saw home price declines were all in the West, “but since many of those markets have inventory shortages, that trend may be short-lived, and recent buyer competition will cause prices to heat up again.” In terms of where we might go in the future, it’s suggested that - since inventory is down from a year ago, “that’s an indication that home prices for 2024 will be roughly flat compared to now.”

-CAR PRICES:
Since 2012, the average new car has increased from $30,570 to more than $48,000. A report from UBS estimates that global car production “will exceed sales by 6% this year, leaving an excess of 5 million vehicles that will require price cuts to get sold off of lots.” This also suggests that prices could be coming down towards the end of 2023 or early 2024 - and, depending on the type of car you’re buying, this could already be happening early - for example, with Tesla.

-THE FEDERAL RESERVE MEETING:
The FED decided to pause their rate hike for the month of September until they can get a more definitive direction on how badly inflation persists. This means, their stance will largely be unchanged for the next month until November 1st, at which point - there’s a modest chance we’ll see one more 25 basis point hike.

As of now, it seems unlikely that they’ll be lowering interest rates anytime soon - at least until inflation is CONSISTENTLY below their 2% target - and, in terms of when that is, the market isn’t pricing in a strong chance of that happening until September 18th of 2024.

My ENTIRE Camera and Recording Equipment:

[NicholasBall]

Because so many people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.

[wtzfekk]

I wonder if people that experienced the 2008 crash had it easier because this market conditions are driving me to insanity, my portfolio has lost over $27000 this month. alone my profits are tanking and I'm don't see my retirement turning out well when I can't even grow my stagnant reserve.

[Patriciabanks]

The system is failing as a result of both government and federal policy. In the next days, the banking crisis would have to be epic and gigantic for the FED to decide not to raise interest rates. This won't happen; an increase and a crash are coming. There will be more negative portfolios in 2024 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[Susanhartman.]

People are affected by inflation far more quickly than they are by a stock or property market crisis because it directly impacts their standard of living. The current level of negative market sentiment is not surprising. To survive in this economy, we urgently need your assistance. The ETF/Equity market continues to fluctuate. My portfolio of $370K is laid bare in ruins

[PennyBurdick]

It's been a rough year with losses from failed banks and government, real estate crashes, a struggling economy, and downturns in stocks and dividends. It feels like everything has been going wrong.
What a terrible year it is…

[graywilliams_.]

For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.

[anukulgaming]

you are an absolute genius. The way you look at the AZG44K charts is so incredible, so different from most other analysts out there.

[geraldt]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

[sting_grayl]

What are the best strategies to protect my portfolio from the economic crisis? I've heard that the market crash will devastate the financial market, so I'm concerned about my $200k stock portfolio.

[WorldOfSarah]

AZG44K is more favorable with government and it will probably be the one that government institutions will rely on. Still worth holding both.

[nayr]

The quality of your content has gotten much better, Graham. I do miss daily financial content from you, but I like that you're not repeating the same things every month. Thanks for always being there to keep us updated!

[santiv]

Good content. Would be great to see your AZG44K portfolio. you mentioned that you will let us know how much you hold,

[tradebabeofficial]

Very well said! I also agree 1000% that dollar cost averaging is the way to go!

[orchid.violin]

Forreal this vid is real well structured, concise and even the sponsorship was worth watching … nicelyy done

[calebrogers]

Info is incredible, the hand motions got me hypnotized too which was a plus!

[earl]

Thank you for getting this video up as quickly as you did. Appreciate the work you do!

[kadencblackstock]

I saw a video comparing products such as Dawn Dish Soap, toilet paper, Tide Pods, chips, ect that they have reduced the amount available in each product but the prices have either increased or remained the same… giving them more product with most customers not even realizing they are getting less.

Example: Tide pods count dropped from 46 per item to 40.

[Zeek]

For good or bad. I look forward to the instant video after the fed meeting. Your always going to be my go to for info.

[LemonGreenism]

You know what Graham, that’s why I subscribed to your channel in the first place. This kind of content, honesty, and an original approach to economy and finance

[scoop__tv]

How do you keep your video so informative and fun! Well done AZG44K and team!