Why You Need to Cover Bodily Injury & Property Damage on E&O Policies (Contingent BI/PD)

This covers bodily injury and property damage arising out of professional services, also known as “contingent BI/PD”.

Important for design and medical classifications. Example – Interior designer.

Removes the bodily injury and property damage exclusion on the PL form
Eliminates gray area between PL and GL form.

Important for Landscape Architects, Interior Designers , Professional Organizers, Home stagers, Contractors and Architects and Engineers.

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Learn More About CID:

CID Insurance Programs is an E&S Wholesaler specializing in commercial insurance products designed for independent and captive insurance brokers’ business client’s needs.

Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID Insurance has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy for our retail insurance brokers.