How Kiva loans support smallholder farmers

78% of the world's poor depend on local agriculture. Smallholder farmers often do not have access to capital that could help them make long-term investments that would increase productivity and build resilience toward external shocks. Climate change is exacerbating the impacts on this group, with natural disasters, pests and adverse weather conditions making it more difficult to maintain sustainable profits.

Kiva loans can help farmers better manage cash flows, increase resilience to external risks, develop multiple income streams, improve bargaining power and invest in new technologies to improve their income.

Agricultural growth is twice as effective at reducing poverty than growth in any other sector.

Kiva loans have enabled over 1.2 million farmers to improve the lives of their communities and families.