This Payment Strategy Got Me A 800+ Credit Score

In this video, I will show you EXACTLY the Payment Strategy Got Me 800+ Credit Score.

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DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!

[katel]

I have all my credit cards' closing dates in my phone calendar with a 5-day reminder. Easy to do, enter the date once and then select repeat every month.

[John-Jay-Allen]

That Paying Off the CC 2-3 days before close Date and not using it till the Day after Opening Date.

[michaelswami]

I pay off everything every month but let one small balance report on one card per month. I find when I pay them all to zero, my score is 10 to 15 points lower than when I allow a small (say $50) balance report.

[thefloralbudget]

Hi Naam,

Can you do a video similar to this but show how it would work if you have multiple medium-high balances?

[hovaable]

For those lacking cash flow, how do you prefer to prioritize paying down credit card debt when you have multiple accounts? The debt snowball method? Or the debt avalanche method?

[zia]

Three days before your statement, clothing date to pay your bill that is your actual payment date anyway. Am I missing something?

[AB-oiov]

I was thinking to pay my mortgage then put the last amount of my taxes to my NF credit card

[halfbreed]

What if I over pay after my account is paid off. Then it a credit to the account. I have done this for a year. My score is 788 and will not move .

[josephfriedrich]

If a current cc is offering a balance transfer(no hard pull, and has 2 times the avaliable credit limit) would you take it? It would stretch out the payment, pay NO intrest, and lower the overall utilization, as it's has double the avaliable credit.

[m.ehtizan]

Hey Naam, I just watched your video and I must say that it was really informative and well-made.

I was wondering if I could help you edit your videos and repurpose your long videos into highly engaging shorts? I can also make high CTR thumbnails for your channel

[richardstratton]

Why does my credit card statement say to avoid being charged interest? Pay the new balance in full by the due date. I'm confused about all this.