Short-Term Disability: Common reasons for denial

In this video, I'm going to discuss the common reasons that your short term disability claim could be denied. After watching, you'll be able to know these reasons and pinpoint the one that applies to you.

Sponsored by: Resolute Legal
Music: Feelin' Good | Purple Planet Music

What to learn more? Check out our Ultimate Guide to Short-Term Disability:

[heatherconway]

My doctor has given them every single thing they've asked for. They keep coming back with saying that the doctor didn't include this or that and its literally on the exam notes. They owe me over 6k behind in back pay and I am so depressed. On top of my medical issues my credit and bills are backsliding horribly. These insurance companies are horrible. They will do and say anything to keep from paying out.

[Alwaysgotsumsay]

What about mental illnesses? I have ADHD and have been working with my psychiatrist and therapist for over a year to find the right treatment for me. The medications I’ve been prescribed so far makes me stay up all night, not eat, and when I get off them to start something else I feel groggy/zombie like. All of this is documented and my doctor supports the fact that I have a disability.

[albalucelly]

Thank you so much, it is such great and important information, now I know why WSIB denied my claim. It was my fault and now I'm paying the price.

[cah]

If I understand correctly, you cannot apply until you're off work for 8 days and there's a chance the claim will be denied. Is this correct?

[lilybugslibrary]

It's hard to do a lot of the things they ask for when you don't have a family Dr. and have to constantly be going to clinics. Those Drs don't know you and don't like to fill out anything and have no reason to believe you.

[ellint.]

How about when the doctor says the patient isn't being compliant with taking meds, missing appointments. That almost guarantees a denial.

[hagler]

I have to have hip replacement an the insurance lady kept telling me that I need someone to say not to come back to work

[lationajones]

Our office didn't offer temporary disability

[dreamweaver]

Do you need to be at your job for a year in order to qualify for short term disability with a surgery that will take me out of work for up to 6 weeks??

[armandobucio]

What about when they said the company don’t offer short time disability? Ya what you can do about it? Thanks

[codacreator]

Can’t afford “serious treatment” because the other insurance doesn’t pay squat.

[iamrightyourwrong]

So what do you do when you have gave all the paperwork you can give

[MP-flph]

I also have a letter which was sent by my doctor stating he believes i will not find gainful employment and should be considered permanently totally disabled and the insurance company is still denying my claim for 3 months now

[MP-flph]

Hello i was injured with a permanent injury and my examiner started my short term disability paid me twice a total of 4 weeks back pay then a check for two weeks. I was then told by tne examiner i couldn't go backe to my job and wanted to get me over to LTD. I was cut off with no pay on STD anymore and now they have denied my LTD. No payment for months now. I appealed my STD and they had 45 days to reply and nothing. I have not seen a denial letter for LTD yet either. Terrible company to deal with. I have a attorney and will be going after them. I just don't know why they approved my STD then cut me off and didn't pay anymore. Thank you

[bzscck]

go to died, from 70 to died is short or long term?

[L._._]

Is this about workers comp ? Not state short term disability right ?