DENIED Capital One Venture X Again, I’m DONE

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[jamesragland]

I just finished this video, and I applied for the venture x . I got approved for a 10k limit. I have the savor one & now venture x. Thank you Carl this is my second credit card period. I was shooting for the capital one duo for a while now

[memydrone]

I call it the Capital One Get Denied Card…What’s NOT in my wallet 😂

[Mustash-Tony]

I'm done with Capital One. I first asked for a credit increase so that my credit usage could stay under 30%. Mind you I paid 100% every month. They denied me. They did me a favor. I applied for an AMEX and Chase, both approved with much higher credit limit and way more benefits. Capital One automatically raised my credit limit. Too little too late. I retired my Capital One card.

[ddennis]

Not sure how I was approved for this card last week, but here's some data points:

TransUnion 810 Equifax 816 Experian 810
3/24 (2 inquiries in the last 4 months)
9 open CC accounts
19 year credit history
No derogatory marks
No Capital One relationship
Approved w/ 30K limit

I said screw it. I'll apply and if they deny me, I'll just move on. And I was instantly approved.

[jeannine]

I love my Venture X and have used it as my primary card for the last it
2 years. The rewards fund much of my travel expenses.

[jeffhoward]

My oldest credit card, issued by Capital One Bank, is the only one that doesn't raise my limit by more than $300 every two years. Anyway I love their check account.

[martinguldnerAutisticSwanGuru]

Dude the Capitol One approval hack is having money in their online savings account. I was denied twice for a Savor card while having a Quicksilver card with a $4, 400 limit and Walmart card with a $500 limit. I applied in December in 2022 for a Savor card with a $7000 limit. Having a Capital one savings account with a $16, 500 balance got me approved!!!

[Travelscreditcards]

Apply for Venture and then upgrade to Venture X. Easy.

[ochenhetree]

Capital one cards work well when traveling in Asia use it all the time in the phillipines

[element]

I’ve got denied twice. I applied exactly one year apart. 🤷🏻‍♂️

[yuzeli]

I would suggest if one is denied twice then just let it go. No need to stick on it. Similarly when you play tennis if you keep loosing points when trying to hit the exact same spot, then just DON'T try to hit it

[etaaan_mc]

I just applied for the Savor One, and I got denied. I already have the Venture X. Shouldn't CapOne be willing to capitalize on people wanting the bifecta?

[ocampo]

Hello, I finally decided to just get a card I really would like. Which is the AMEX Everyday Preferred and I'm done. It's too much stress worrying about this or that. Thanks for the video.

[fredfredburger]

Capital one seems to be denying me constantly. The pre-approval says I don't qualify for anything even though I have the savor one and a checking account with them. I also have 8 other credit cards and a 750 credit. I'll stick to my Chase Preferred. Maybe I'll try the reserve for lounge access, but I'm giving up on the venture x. Maybe I'll be a little petty and close my checking as well lol

[mmr]

A few month ago, I tested the preapproval and got approval. But I didn't think I needed it at that time so didn't get it. Now, my big trip is coming so I want to have the better travel card with the lounge access. On the preapproval I got denied yesterday. Credit score is 795-830 for last several years. As being a retiree, my income is not good enough for the card? I am working on closing my C1 with no AF card now. I am done with C1.

[TheWallReports]

I was approved for the Capital One Venture X card last year. However that was thru a product upgrade offer which I accepted. So not sure if that counts.

[uocana]

Credit profile :
Fico score : Eq:680 Tran: 688 Exp : 677
Hard inquiries 4, 6, 4
I have capital one savor one 2yrs 6k limit, Capital One Quicksilver 2 1/2 yrs 6k, Capital One Venture One 5.5k 1 yr 9 months. I have Apple card 1 yr 3k limit, Verizon CC 8 months 5k limit. I have a bankruptcy chapter 7 from 6/2021. Credit utilization is under 10 percent. I applied for the venture x and was instantly approved for 20k. It is my highest limit cc.

[DugrozReports]

I had 9 open CC's when I was approved, FWIW.

[MarionBlakelyIII]

Seems like they are targeting people who are more likely to just pay the minimum monthly payment

[scoeroyal]

Where Capital One differs from Amex/Chase....they simply want people who carry over balances and pay interest over those who don't. If you carry over balances with them they'll prove you instantaneously