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FAQ Health Insurance & Pre-Existing Conditions

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Usually, you cannot be denied or charged more for a pre-existing condition. There may be some exceptions. For example, you may be denied a Medicare Supplement Plan (Medigap) or a Short Term Medical Insurance Plan. It is highly unlikely that you would be denied any type of employer sponsored group health insurance. You cannot be denied any plan on the marketplace (Affordable Care Ace), Original Medicare or Medicare Advantage (Medicare Part C)
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