EXPOSED! PENFED Is BETTER Than NAVY FEDERAL Credit Union!

Video Collab With @SledgeIncTeam

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[carlawilliams]

I don't have Pen Fed, but I am a member of Navy Fed. I have Cash Rewards with 25K, Navy Fed Amex 25K and I have a $300, 000 mortgage with them. I obtained all this within a year of joining. Love them!

[frankelse]

Yes I agree. Applied PL same day, automatic approval but Penfed gives me 35k at 10% and From Navy I get 20k at 14%. Needless to say Navy will be paid back within 6 months to avoid paying too much interest. Navy tends to be more predatory than Penfed.

[Dillardwifey]

I have had PenFed for years and I didn’t like them. Navy Federal actually was more supportive and approved me with a credit card.

[SledgeIncTeam]

It was definitely fun and a Pleasure to do this interview! I'll do it again anytime!

[fikridilo]

Omfg! MYSTICFLIP turned out to be a bloody smart move. I love love love this. I’m the wrong side of 40 so I’m taking this all on board IMMEDIATELY- thank you! Even if I run out of time my kids will benefit from this incredible education. Thankyou thankyou thankyou!!

[umutkoca-vetr]

You should do a new video about MYSTICFLIP ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!

[lmford]

Been a penfed member for over 2 decades. They always had the lowest car rates, mortgage rates, and high yielding CD's. My local credit could not and still can't compete with their rates. I am not military and opened my account with $5 like he said. My car is financed now at 2.25% rate. This is my 3rd car financed with them. My mortgage rate was @ 3.25%. They offer a lot of other perks too. I found then in a magazine for a company l used to work for. I called them to refinance my car and the rest is history.

[msknucb]

Naaah. Im sticking with Navy Federal all the way!😊My first card with them was $21, 000 and i had been a member only 35 days.

[DarknessFalls]

Everyone is talking about these high credit limits, but what is the income range that's getting approved? That's definitely a consideration in addition to DTI and score.

[floydbanks]

Great information from your guest. I only have 7 cards, BUT my micromanagement is done by making sure all of my due dates are within a three day window. With that done, on 5 of my seven cards, I also know the statement close days are ALWAYS 3 days after the due dates. For the other 2 cards, the policy is use them & pay them completely off as soon as they post. That way I already know whenever it is they FINALLY DO post, it will post $0, thus it doesn't really matter when they post. I just know that there's roughly a one week period that I know that those 2 cards is off limits.

[idearing]

I have PenFed i love it. They also dont charge fees on none sufficient funds.

[woodzy]

Sledge my man. Great video so far. Sledge is a beast 15/24 and still going. And going. Glad to join.

[laceydanelleindaatl]

I've never heard Navy Federal doing an inquiry to join.

[calvintruckn]

He is correct about getting 25, 000 credit card with Penfed. After I looked at this video I tried and got

[Uptownv]

Penfed is not better than navy federal. They don’t do auto increases and their total max exposure is lower than navy fed. But they are cool, I have them too.

[astarisborn]

FYI: I spoke with a PENFED CU agent within the hour and she said they are not opening checking accounts off the bat for memberships anymore. You have to start with a savings account first.

[lisaboldenbolden]

Penfed don’t randomly give you a credit limit increase you have to apply and it’s a hard pull each time not with navy federal I have flagship $30, 000 and platinum card $50, 000 and vehicle at 2.9% all with navy federal .. I have both navy federal and penfed and at this time for me it’s navy federal

[romangabriel]

The pathfinders 4X are really with 3.4X since penfed points are with .85 of a dollar. With that said, the no annual fee combo of the pathfinder and power cash is superior to the flagship. Especially with the pathfinder travel credit. It’s great for checked bags. I still own all three cards, however 😊

[leomalinda]

Thanks my man. The info you drop here is priceless!! 🙏

[OfficialChadsMoneyMinutes]

Sledge!!!! Let's You've been heavy in the game and you deserve this shine bro!