The 403b / 457b TRAP! #shorts #youtubeshorts

Did you know that many of the 403b and 457b plans in school districts contain something called a variable annuity? This type of investment within a 403b can carry very high fees and fluctuate in value.

Essentially, you could own the same stocks, bonds, mutual funds, and ETFs that you would own in a variable annuity elsewhere but for a fraction of the price of what the variable annuity costs. Did you also know that there are other types of 403b’s that can never lose value, can only increase in value and carry no fees or expenses?

So which type of 403b do you have and how much are you losing every year in fees, expenses, and market loses?

Want to be coached by us & be a part of our community?

**You MUST be an active or retired teacher or public employee to apply**

Want to learn more and see more lessons like this? Check out the P.E.R.T. Retirement Roadmap for Teachers & Public Employees. This is a comprehensive, simple, and easy-to-follow guide taking you from A to Z on how to get started and understand exactly what you need to know and do in order to prepare for retirement and be financially well! You'll get lifetime access to an entire community of teachers & public employees just like YOU, 7 modules of on-demand, e-learning content that will lead down the path to becoming financially well and prepared for retirement, and a host of other member benefits!

Want to be coached by us & be a part of our community?

**You MUST be an active or retired teacher or public employee to apply**

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#teacher #403b #457b

[publicemployeeretirement]

Did you know that many of the 403b and 457b plans in school districts contain something called a variable annuity? This type of investment within a 403b can carry very high fees and fluctuate in value.

Essentially, you could own the same stocks, bonds, mutual funds, and ETFs that you would own in a variable annuity elsewhere but for a fraction of the price of what the variable annuity costs. Did you also know that there are other types of 403b’s that can never lose value, can only increase in value and carry no fees or expenses?

So which type of 403b do you have and how much are you losing every year in fees, expenses, and market loses?

Want to be coached by us & be a part of our community?

*You MUST be an active or retired teacher or public employee to apply*