Sinking Funds For Beginners | How to Set Up Sinking Funds| My 2022 Funds| Small SF Stuffing

Hello Family! In this video I will be talking all things Sinking Funds. If you are new to Sinking Funds, I explain what they are, the benefits of having sinking funds and prioritizing them. I will also go over the sinking funds I will have for 2022, how to calculate what you would need to save and we will do a small sinking funds stuffing to start off 2022! Hope you enjoy and thanks so much for being here! XOXO, Raye

If you are new to my channel and like all things budgeting, then please join the family by hitting the subscribe button and the notification bell so you don't miss any of my videos! Thank you!! :)

Budgeting items I use:

The Happy Planner - Micro Squad Goal Memo Book Asst

Erin Condren Monthly Planner:

Monthly Budgeting Sticker Kits:

Bill Due and No Spend Stickers:

Cash Envelopes:
ETSY Shop:
homemadewithher

#Sinkingfunds, #2022SinkingFunds, #SinkingFundsforBeginners

Pink Cash Wallet:

Luxury Wallet:

Connect with me:
IG: @rayesaves

Please note:
I am in no way a financial advisor. I am a woman who is on a journey to becoming debt free and wants to document my journey in hopes of helping others along the way! Thank you for visiting my channel and please subscribe if you have not done so.

[kendrasmith]

I love the fact you save for your grand babies like that.💕 Awesome video for someone such as me who has just recently started cash stuffing.

[chatterboxbudgets]

Great video! I enjoy seeing how you prioritize the categories! Thank you for sharing!

[GreenTeaMe]

I love candles! That is a fantastic idea! Candle Day! Nice!

[Chaela]

I was doing small sinking funds before I even knew what they were! But now I do them more consciously since I’ve been watching your channel 😊. Your explanation was great, thank you so much!

[DaniByNature]

Great video for those starting out 💕. Good timing for those who want to start in the new year!

[dcbudgets]

Great video Raye!! Thank you for sharing with us your categories and reasoning behind sinking funds ❤️

[JustMe-qeki]

I’m so grateful I found your channel. You are so professional, supportive and informative. Your voice is calm and you make budgeting “doable” for all. I joined the family (subscribed) and I’m going to tell all I know to subscribe as well. Thank you so so much for sharing and helping so many. 🌹🙏🏼❤️

[TaylorBudgets]

Loved this Raye! You explained everything so well!

[multimillionaire]

New subscriber! Looking forward to catching up on your videos!!

[gwendolynmoore]

.🎇🎇..Great Video..Thanks for Sharing..🎉🎉

[WenSays]

Loved the video Raye! A coworker is joining the community. They're really interested in "Sinking Funds."

[bunnys]

👍very informative I have to work on my sinking funds 💕👍👍

[srivera]

Hi Raye, this was a great informative video. I need to do an update on my sinking funds categories

[kerensaamanda]

Great job of explaining sinking funds Raye🥰! I really enjoyed your video💖💕. Thank you for sharing✨

[YazWhyNY]

Idk why I haven't ever thought of sales like Candle Day to save up for. Great vid!

[lisagratefulme]

Sinking Funds 101! What a great video. I love that you have the benefits of having sinking funds. The peace of mind is the best part for me. Working on my high priority funds. Can't wait to add in some fun ones when I have hit my goal in my emergency and medical envelopes.

[BudgetsWithBess]

This is great! Sometimes we move along and don’t think about stopping to explain this thing we’ve been doing on our channels. You did a great job explaining it 💕

[mommytradertube]

Hey Raye! I think saving for your grandkids is so awesome! That is something we want to do as well...when the time comes! Great video!

[FortyPlusLife]

This was so great for beginners Raye. You were very thorough and explained everything perfectly. Great job! And I love all your sinking funds too, great savings and goals! 💖

[cashmeinparadise]

Hey Sis!! You explained everything so well! That’s awesome you have your 2022 sinking funds listed out! Cheering you on to meet all of your goals for 2022!!! 👏 👏 🌺🥰💜🤙🏼 I love bath and body works candles also!