Why I NEVER Sell Accidental Death Insurance To Seniors

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All references, statements or claims contained in this video of any positive sales/earnings results that agents have achieved or are able to achieve using our training courses and membership programs, whether made directly or through any existing agent testimonial, represents result which are not typical and, in some cases, extraordinary, prospective agents should not rely upon any such examples or claims or automatically expect to achieve any demonstrated or referenced results achieved by other agents or that may be claimed directly by any existing agent in this video. There is never a guarantee that any of our agents will achieve any positive results. While similar results are possible and they have occurred in many cases, obtaining the level of final expense, Medicare, and/or annuities sales/earnings results that may be referenced or claimed directly by any of our agents in this video is based upon a variety of factors, including your level of effort and desire and other circumstances that cannot be predicted. We make no express or implied guarantees or warranties that the same sales/earnings results will be able to be achieved by any new agent using our training courses and membership programs.
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Great video! I ran into a case a short time ago where another agent sold a MOO accident policy and the customer assumed it was a regular life policy for final expense. The customer was shocked when we went through the policy. The guy never leaves his house. Of course the agent that wrote it was no where to be found. The customer had some health issues, so I believe for ease of field underwriting, the agent just plugged him into a MOO accident policy and was on to the next appointment. I bet I have seen this 5 times this year. Sad. Fortunately, we found a good level policy for the guy that was true life insurance and found a Med supplement that saved him $25 per month.

reliablejohnmctighe
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In a lot of policies the death must occur within a set time after the accident, 10 days or 20 days. I have even seen 3 days. If death occurs after that time period, it is not considered an accidental death. With the improvement of medical care a person can survive in the hospital for a long time.

richardlandis
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Finally found my first video of yours I dont agree with. I love selling the MOO GA and the ROP option for under 50 is great also. By the logic in this video you most likely going to be bring all types of insurance into speculation by the client IMO. 99% closing ratio on your content is still awesome and I love em bro!

sdgiantify
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Thanks for your great teachings and your honesty.

MilciadesAndrion
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If they are aware of this fact but decide to take their chances anyway to pay the small amount extra, then let them have it. You’ve been totally transparent so at this point it’s on them.

johntempest
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Do you think it is a good options if they can't qualify for any LI due to health?

CiarraiNash