Aditya Birla ACTIV ONE Detailed Review 2024 | Variants, Cost, Pros and Cons | Ditto Insurance

A lot of you have been asking for a detailed review of the Aditya Birla Activ One Plan, and here it is! In this video, Shashank and Sushant break down the Aditya Birla Activ One Health Insurance Plan to help you understand if it’s the right fit for you.

Is the hype justified? We dive deep into all the details you need:

- Who is the Aditya Birla Activ One Plan for?
- A detailed explanation of the 7 variants: Activ One MAX, Activ One NXT, Activ One MAX+, Vytl, VIP, VIP+, and SAVR
- Key benefits such as Worldwide Coverage, Maternity Benefits, Restoration Benefit, and Day 1 coverage for pre-- existing conditions
- How the HealthReturns feature rewards you for staying fit with up to 100% premium discounts
- Understanding Claim Protect and Super Credit features for inflation protection
- Comparison with competitors like HDFC, Care, and ICICI, and how it stands out in terms of cost and coverage
- We’ll also discuss the drawbacks and who should consider this plan based on its features and flexibility.

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Happy Insurance Hunting!

[sudipsantra]

How is claim experience with Aditya Birla? It seems people are most unhappy with niva bhupa as mentioned by ditto in 1 of the videos but I'm not sure of Aditya Birla policy?
Can ditto throw some light on this?

[brijgoenka]

ditto reccomends wat thy sell....since thy r partners of aditya birla thy ll reccomend it to their customers evn if its not a good plan

[vamshiarudra]

Active one max is not covering some modern treatments like angioplatsry and catheter based techniques.

[satyajitmandal]

Maximum people in social media are against Aditya Birla. So how much wise decision it will be to take this insurance and specially for parents?

[rohithkumar]

Is consumable cover offered in all plans or add on

[nygelreji]

I've been with Aditya Birla for 2 years, I'm considering Porting on next renewal. The initial quote was affordable, it seems like Aditya Birla may have used a low initial quote as a tactic to attract customers and then adjusted premiums later on. I've noticed a huge increase in premiums over time. It's a bit disappointing to see the cost of coverage rise, especially without any significant changes to my policy. I'd appreciate it if Aditya Birla could provide more transparency about premium adjustments and offer options to help me manage rising costs."

[sugatamukherjee]

Can open heart surgery ASD hold can get policy of this

[sakthivelr]

Guys a big fan of yours! Please cover a plan that covers rheumatoid arthritis and epilepsy and similar conditions as none of the insurers are offering insurance for such conditions and I spoke to your experts as well. A video would be great as these are common diseases these days

[AnonymousUser-tfpv]

Compare this plan with hdfc ergo optima secure please

[sayyedliyakatali]

Hindi explan short video cover kijiye sir 🎉🎉

[jitinkkurian]

I think Aditya Birla’s Active plan was launched only two years ago so they might give better offer for few years. Also the cohort of users they might have will be mostly less than 60 years old so able to manage ICR well. I dont think they will keep the features in long run. Health returns will be phased out and they NCB upto 5x will be removed.

[sriramkrishnan]

I would like to know which plans have these guys taken.

And how many have actually claimed successfully.

Feature comparisons are available dime a dozen on YouTube.

[shivamargam]

hey pls do star health newly launched SUPER STAR health insurance

[LingarajPatil-keik]

ABHI co. By no claims .
takes Permimum payment only. I suffered last 2to3 months no payment received. 😢

[lrsreddy]

Ditto is giving good advise and no spamming.
They should go for Icici, Tata aig and bajaj also

[bharish]

Telugu lo cheyali babu please translation all languages

[brijgoenka]

ditto is biased....stay away...do ur own research ....500% bonus is not an unique or an exclusive feature...the thing whixh caught his eye

[AR-]

One of the worst insurer Aditya Birla as per comments and reviews.