Loan Rejected with 800+ CIBIL Score

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bekifaayati

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Itno cheezo pe dhyaan ese rakhe ki 70000 salary pe 60lakh ka loan uthane ka chutiyaap na kre 😂

akshatbansal

Rule 1: 70000 salary pe 60 lakh ka loan uthana nahi chahiye

messi

if you take a loan of 60, 00, 000 you'll have to pay 50, 000 EMI for the rest 25 years.
whereas if you do an SIP of 50000, you can get 60, 00, 000 in 6 years.

Ankitkumar-cmsn

In bank we say this as EMI/NMI ratio where NMI Stands for Net Monthly Income

sandipankhan

70000 ki income pr home loan ke liye 65% fOIR lagta hai ma'am, aur 1 lakh ke upar salary ho to 70% lgta hai

rahulsontakkeOfficial

Does bank check all these when they sanction loan for industrialists, who have absconded & settled abroad?

shoorveeryadav

70k salary pe 50k emi naa le bhai loan tu bank teri hi bhalai kar raha hai naa deke 😅

ayanmohanta

Sarkari Naukri mein ye possible hai, salary ke alawa extra income bhi hota hai jo tax free hota hai😂😂😂😂😂

abhicode

बड़े आराम से लोन मिल जायेगा
Loan amount 60 lac
Tenure 30 years
ROI - 8.35%

EMI will be 45k which is 64% FOIR

santoshjha

Its obvious though, 70k ki salary me 50k loan ke koi kaise de sakta hai.. 30 35 tak acceptable hai

StormLordArdan

I got hunter when I applied for mortgage loan? What to do?

adityapurohit

Foir 65-70 tak bhi jate hai and Business loan me aur bhi high jate hai. Educate self first

Jitusthought

FOIR in canadan is 39% and for short term loan it can to extended to 42% provided you have good credit score

riteshrajeshsingh

Please educate your audience that a good cibil score is Not the confirmation of Loan...

yashaudichya

Me A1 profile 😂 central government employee still can't save 10k end of the month😢

sunilkumarbaligar

Bank de v de to is 70k salary wale ko itna v akal nhi ki 50k emi dene k bad 20k hi bachta h jisme ghanta kuch nhi hota

farhanakhtar

Sidha baat. Aukaat se zyada ka loan mango maat. 70k salary hai toh 30-40L lo.

DV

Debt ratio… and 50% inches the loan payments plus the previous debts if any

For_greater_good

Just came to know that EMI NMI ratio is called FOIR

rounaksarkar

We take FOIR till 85%… this is false video

maheshlimbachiya

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