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(REVIEW) MyVanilla Prepaid Card // Reloadable Card

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You can buy the MyVanilla prepaid card at your local stores like CVS, Walmart, Walgreens and others.
There are two options: Visa and MasterCard.
To get this card, you don’t need anything except cash and personal information to activate it.
You can activate the card on the website or call their phone number.
After activation, you can set up direct deposit.
Your permanent card should arrive in two weeks.
There is a MyVanilla mobile application where you can track what is going on with your card.
You can reload this card with Vanilla Reload.
It will cost you $3.95.
Another way is to deposit cash using Rapid Reload at Walmart.
Rapid Reload will cost you $3.74.
You can deposit between $20 and $500.
There is a Mobile Check Deposit feature.
So you can deposit paycheck without staying in line to cash it out.
And leaving money on the cashiers table.
Just take a picture of the check you received.
It can take up to a week for the deposit to be fully available - checks with pre-printed signatures are faster.
Checks that are written manually on a napkin - can take a lot of time.
You can use this card anywhere Visa or MasterCard cards are accepted.
If you pay for the card at the pump - the gas station will put a hold on your funds around $100 for up to 7 days.
If you don’t want the hold - pay inside of the gas station and risk to get a CoronaVirus.
Using this card, you can pay bills online.
You can also use it for online shopping.
The monthly fee of this card is zero dollars.
There is no monthly fee on this card.
On the other hand - each purchase will cost you 95 cents.
It is not as bad as some other cards with $1.5 per purchase.
But the fee per purchase is not OK.
You can withdraw cash at MoneyPass ATMs.
You can find the ATMs on the map.
Out-of-network ATMs will cost you $1.95 per transaction.
MyVanilla has an inactivity fee.
If the account is not used for 90 days, there will be a $3.95 monthly fee.
So if you want to buy this card and keep it for savings - it is a bad idea.
As a gift, this card is also not a good thing.
Inactivity fee will eat your savings.
The customer support for this card is very poor.
Something around 1 star.
There are two options: Visa and MasterCard.
To get this card, you don’t need anything except cash and personal information to activate it.
You can activate the card on the website or call their phone number.
After activation, you can set up direct deposit.
Your permanent card should arrive in two weeks.
There is a MyVanilla mobile application where you can track what is going on with your card.
You can reload this card with Vanilla Reload.
It will cost you $3.95.
Another way is to deposit cash using Rapid Reload at Walmart.
Rapid Reload will cost you $3.74.
You can deposit between $20 and $500.
There is a Mobile Check Deposit feature.
So you can deposit paycheck without staying in line to cash it out.
And leaving money on the cashiers table.
Just take a picture of the check you received.
It can take up to a week for the deposit to be fully available - checks with pre-printed signatures are faster.
Checks that are written manually on a napkin - can take a lot of time.
You can use this card anywhere Visa or MasterCard cards are accepted.
If you pay for the card at the pump - the gas station will put a hold on your funds around $100 for up to 7 days.
If you don’t want the hold - pay inside of the gas station and risk to get a CoronaVirus.
Using this card, you can pay bills online.
You can also use it for online shopping.
The monthly fee of this card is zero dollars.
There is no monthly fee on this card.
On the other hand - each purchase will cost you 95 cents.
It is not as bad as some other cards with $1.5 per purchase.
But the fee per purchase is not OK.
You can withdraw cash at MoneyPass ATMs.
You can find the ATMs on the map.
Out-of-network ATMs will cost you $1.95 per transaction.
MyVanilla has an inactivity fee.
If the account is not used for 90 days, there will be a $3.95 monthly fee.
So if you want to buy this card and keep it for savings - it is a bad idea.
As a gift, this card is also not a good thing.
Inactivity fee will eat your savings.
The customer support for this card is very poor.
Something around 1 star.
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