Yo-yo debtors can land in financial trouble

You’ve heard of yo-yo dieters…people who lose weight, just to gain it back, then start the dieting cycle all over again.  Experts are now warning that the same type of up and down cycles are happening with too many people’s credit cards, and it’s resulting in financial chaos.

[bbqboi]

Can you explain how this person is a millenial debt expert? I'm sure you cam think of a better title for this person.