Should I get out of gilt funds?

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These funds are meant for very sophisticated investors who are willing to bet a little bit, says Dhirendra Kumar
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Thanks for all the good info but can you please clarify below,

When everyone refer, interest rate are going down, exactly which one they are referring, is that bank rate or FD rate or repo rate or reverse repo rate, which one?

If it is referring to any interest rate then can you please tell me how bond interest rate determined?

Is bond rate is link to any other interest rate, like MCLR link to repo rate with spread?

rahulkamdi
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Sir you are writing articles in hindi but on YouTube you are using english. Please speak in hindi as well on YouTube too.

dr.harishchandrayadav