Credit Scores and Reports 101

In this video, you'll learn everything you need to know about your credit score and report, including what it is and how to improve it.

There are 5 main factors that go in to your credit score.

- 35% of your credit score is your payment history
- 30% of your credit score is your credit utilization
- 15% of your credit score is your credit age
- 10 % of your credit score is the types of credit you use and
- 10% of your credit score is your requests for new credit