Why I Choose to Have Debt #budgeting2024 #budgetting #money

Why I Choose to Have Debt #budgeting2024 #budgetting #money

💰 FOLLOW on TikTok:

💰 ABOUT ME:

People ask me this a lot: What do I do for a living? Here's the answer..I'm a magician. I am. For me, money grows on trees and is as abundant as raindrops falling from heaven. Yup...that's it, heaven grants me my wishes and my heart's desires simply because it is law. For real...all sacred texts say so...so why wouldn't YOU believe it to be true?

But in layman's terms, I am a computer software engineer by day and a landlord of sorts. I also create Youtube content and these things are the bulk of my income.
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💰 BOOKS I WROTE:

You can order autographed books directly from me using Cash.App or PayPal (all books are also available on amazon)

All Black Girls Ain't Got Rhythm: $7
Holler at the Moon: $11

Price includes shipping and handling

My Cash.App: $TineshaDavis3

Send me an email with your mailing address and instructions on to whom you'd want it autographed.
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💰 The following books are available on Amazon:

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P.O. Box Address:
Tinesha Davis
PO Box 220312
Chantilly, VA 20153-0312

Instagram: Tinesha_Davis

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Disclaimer: I’m not a financial expert or anything related. I am not qualified or certified to give financial advice. These videos are for educational purposes only and the channel’s content is made up of personal opinion gathered through personal experience. Please do your own research.

[viperviper]

Good strategy about credit score I do the same thing. For most people including myself your credit score is very important. I have seen so many people denied a financial opportunity because of their credit score. I know a friend who is a car salesman and he tells me the rates people get because of their poor credit for basic cars like a Chevy prism 24 percent for a 5 year loan. Hell at that rate you would have paid more in interest than the cost of the actual car. But see this is what happens when you have poor credit. It becomes a no win situation for the consumer. Just image paying more interest on a car than the actual purchase. This happens to people ever day. Being financially educated is the only way to get around this. I refuse to make other people rich

[differentresults]

Greetings, I paid off two credit cards. My score went down, 728 to 718. I have no debt, I was shocked

[simplythebest]

When I paid off my house my credit score tanked you better have more long term loans to protect that score when you pay off your house

[TheFirstRealChewy]

As you approach a certain level of wealth your credit score becomes less important. Lenders will be fine if you back your loan with your assets. You'll also get more favorable rates because the risk is even lower for the lender. Its also why you can negotiate more when you take out a mortgage with a high downpayment, and less with a small downpayment (ex. PMI). Your mortgage is backed by the equity in your home. That equity carries a higher weight than your credit score. You don't see them dropping PMI because of a high credit score.

Think of it from the lenders perspective. Lower the risk for the lender and you get more favorable options.😊