A Brief History of Banking and Regulations (Lessons from Hoover Boot Camp) | Chap 1

The current regulatory structure for banking services in the United States represents a set of accumulated responses to a history of financial crises, political events, and personalities among a broad array of industry and governmental units. History has shown that banks are not immune even to minute economic shocks. However, regulating the banking system to prevent insolvency is not always ideal.

This lecture was recorded in the fall of 2019, before the COVID-19 pandemic.

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