How to Pick the Right Car Insurance Deductible: Deductibles EXPLAINED!

Your car insurance deductible determines how much you pay out-of-pocket for a claim before your coverage kicks in.

Choosing the right deductible amount keeps premiums affordable while still providing protection.

A $250 deductible means you can file small claims, but your monthly rate will be higher. A $1,000 deductible will significantly lower your premium, but you'd pay more out-of-pocket for repairs under $1,000.

Deductibles over $1,000 are risky since you'd cover most costs besides a total loss yourself. Evaluate your finances and risk tolerance.

While a higher deductible saves on premiums, you don't want to be stuck covering expensive repairs.

Using a tool like Jerry to compare deductible options ensures you find the sweet spot between savings and sufficient coverage. Understanding deductibles is key to maximizing the value of your insurance policy.

Table of Contents:
00:00 Introduction
00:26 How do car insurance deductibles work?
01:27 The most common deductibles
02:39 How the Jerry app can help you pick your deductible

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