6 Money Things I Wish I Knew In College | Aja Dang | Budgeting In Your 20s

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If you don't understand the pressure of having to name a Facebook album... this video is for YOU! I'm Aja Dang and here are 6 money things I WISH I knew in college! As y'all are heading back to school, I want to remind you that one of the few things that will stick around post-graduation, are your money issues so pay attention now before you drown like I did! Here are some money saving tips for college life + some personal finance basics... nothing too scary. I promise.

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I've been budgeting SO intensely throughout college and even though I had to take out loans I worked away at them as I went and now I'm gonna graduate this year without any debt and can actually spend more on having fun! I'm SO excited!

AshleyLoraAnderson
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DO NOT, I repeat, DO NOT, SPEND. AT THE RATE. OF YOUR FRIENDS!!!! They might claim to be in the same financial boat to you, but we all know how the upper class like to claim to be "middle class" or "comfortable". If people try pressure you, call them out. It might be a bit awkward in the moment, but you need to stand your ground over people spending your money for you.

caoimhenimhuireadhaigh
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My advice to my college self: Stop partying every week. You’re going to hate it eventually, and you’re wasting your money on booze you hate drinking.

Great video, Aja! 🥰

tiarradesoto
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I wish I had practiced being an adult before going to college. One year off to have a job and have to pay for rent/life would have provided me with soooo much needed perspective during school.

elliecbron
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9:40 True…unless you majored in engineering or a similar major. Adult life is 100x easier than what I had to go through in college. I had to say it for my fellow STEM majors who are devastated at the thought of an even more difficult life after graduating XD it gets better!!!

angelac
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i would tell my college self NOT to go into Sephora between classes 'just to look'

TheNerdGlasses
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Love this video! But I will say, don’t invalidate how you feel about how tight your schedule is in college! What many forget is that the “real world” is apart of your college experience. Just because you’re in school it doesn’t mean that life stops happening during your college experience. Especially if you are someone who’s entering college who isn’t in the 18-20 age bracket with children, family life, or mental illness etc.

ForeverTJTigress
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I've been saving all of my grants, working part-time, applying for bursaries, and spending within my means all throughout uni and now I'm gonna be in my final semester and I'll be able to pay off 90% of my debt upon graduation! I'm very happy with the choices that I made and have zero regrets on not overdoing any birthday or holiday for the past five years!

jinnymoon
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I'd love to watch a video about credit cards and how to use them in a responsible way!

giulianaalvia
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I wish I had this video when I was an undergrad!!! I was so reckless with my spending

SamElle
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so real, this is me just graduating and now going for a full-time job, is so overwhelmed

huimingqi
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omg yes please talk about credit cards! i think it would be so helpful for the majority of us

alexissssrodriguezz
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I wish I was easier on myself in college mentally. I was working, interning, and budgeting hard but still feeling like I wasn’t doing enough because I had to take out more loans to finish school no matter how many scholarships I applied for. I was extremely stressed but it seemed like it was the norm because I went to school in NYC lol. I did my best

joelyliriano
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Dear college me,
Stop buying all those cheap ass skimpy party clothes (from Charlotte Russe, Rue21, Body Central) you're only going to be able to wear once before they explode in the washer. You literally don't make enough money being a barista in the campus coffee shop to live like this... and fast fashion is bad. GET IT TOGETHER.

teresalu
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So relatable, Aja! Thanks for sharing your story. I'm chipping away at my nearly 100K bill down to 65K now!

keeleygribb
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A good thing I did was NOT going to a certain school where my parents had to co-sign student loans for me. I couldn’t bare the thought of not seeing school through and leaving them with that debt. Ten years later I’m going back to school smarter with finances and what I actually want to do

drinaramirez
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college student here! been watching your vids and applying the advice irl so happy you made one specifically for us!!

NoneNone-qpkj
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"you don't know shit" is sooo true!! lmaooo

v_budgets
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Hey Aja, thanks for this video! I just graduated class of 2021 and ugh the way I wish I had your videos way back when! I would love a video specifically credit management (utilization, interest, etc). I’d also appreciate a video for those post-grad/early 20s, entry level years! Thank you for your content. Have a great day!

jerriandfriends
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Great video Aja!! I definitely feel the “keeping up with the jones’s” 😭 I was SHOOK when I realize how much “disposable money” my friend had from their parents in comparison to me 😭 for sure isn’t worth spending your hard earned money!!

jaelynnroque