Amex Platinum vs Venture X: Best Travel Card?! 2024

Should you get the Amex Platinum or the Capital One Venture X card?

#CapitalOneVentureX #AmexPlatinum

Timeline
0:00 Start Here
0:26 Amex Plat vs Capital One Venture X Overview
2:45 Airport Lounge Access
5:24 Point Multipliers
6:14 Transfer Partners
8:19 Insurance Coverages
10:14 Authorized Users
10:48 Which Card Should You Get?

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[casondean]

Honestly if Capital One had a larger lounge network and domestic airline transfer partner(s), it'd be a perfect card

[scottshapiro]

🐆 I think the VX just makes more sense. You get so much value with such little work. I'm addition, the multipliers are much better. The real value is transferring out for that business class flight, and VX does that better than the platinum.

Granted, hotel status is nice, but aside from the free breakfast, I don't see much benefit in it. When I travel, I don't tend to stay in the hotel for too long. I wake up, do what I need to do, then head out for the day. Very rarely do I spend a lot of time in the hotel, so it wouldn't matter to me if I'm in a suite or regular room with 2 queen beds.

I think a lot of people who get the platinum card just get it because it's a status symbol, not because it's the best card for their situation.

[MiguelGomezMountainRunner]

As someone who flies 10 times per year internationally and domestically to places with good centurion lounges, sky clubs, and other lounges, the platinum is much more valuable to me than the VX would be. In addition to the credits, their offers can add another few hundred in savings per year, putting me and my wife at a negative annual fee for a card that gives us lounge access, Clear, status with various hotels and car rentals, etc.

[chadpennycuff]

Team both. There's no reason NOT to get the C1VX cause the credit is so easy to use. Amex takes a bit more work to get value from but its do-able with 2 AUs. Amex concierge service rocks - they planned a daddy-daughter weekend in NYC for me, including Disney on Broadway.

[benchoflemons]

Venture x is a keeper card
Plat is a coupon book

[obesesoldier]

Both. The odd card out is the Sapphire Reserve which is so much harder to justify that annual fee.

[douglewis]

🐆The Venture X booted the CFU out of my Chase lineup as a catch-all card. My wife does have an Amex Platinum and we've found the best way to use the Saks credit is for her to just order some make-up she'd normally buy every 6 months. It's the one thing where their prices aren't through the roof.

[CesarJoel]

🦁 One benefit that is rarely mentioned with the Platinum, is that you also have the option to add several free companion authorized users that get free global entry $00 credit. I have 3 free AUs and use that benefit. Thanks for the info Sebby!🙏

[manfa]

For me the best card is the one which approves me and want me as a client.
Tired of those banks with lots of rules for application And so far Amex being the only one for me

[Nivek]

Plat is a coupon card, Venture X is an actual credit card. This is a no brainer.

[BurtGordon-ou]

If you live in the Washington DC area, the Venture X is a no brainer. Cap One Lounge open at IAD and new Jose Andres designed one coming soon to DCA. 2x back on non-travel category purchases.

Combine with the Amex Gold 4x back on groceries and restaurants. Transfer points out to common travel partners. Skip the $50 face wash at Saks.

[michaelmclaughlin]

Think the Venture X fits a bit more seamlessly into a primarily cash back setup as well. As you mentioned, it can be a "2x" card for non-bonus category spend. And does this for an effective -$5 fee...plus great benefits. Pay your cell bill with it, get insurance. Pay for a new microwave with it, get an extra year of warranty. Cards like the DoubleCash, PayPal, or Active Cash just can't compete. Of course, that assumes that the user takes at least one trip each year so that the credits aren't wasted.

[alexgtp]

One of my favorite underrated perks for AMEX platinum is the Cruise Privilege Program. We get on board credit and additional specialty dining and a bottle of champagne or wine. Also get an additional point once cruise is completed. We cruise 3-4 time a year so for us the extra points works out. (we tend to cruise with family also so we book all of their cruises too and get the points 🙂)

[kildli]

Checked out capital one lounge for the first time today at IAD

And holy it was better than any other centurion lounges I’ve been so far

[thirtynine]

🦁 Amex Platinum for the lounge access. After retiring from the military, the USO is no longer a guarantee. The USO only admits retirees on a space-available basis so I keep the Plat on hand in case I need a backup lounge.

[rosgyallay]

Capital One Venture X easily. While they don't have transfer partners, their travel portal doesn't have price inflation like Amex does. I easily use this for Frontier and Spirit flights and also budget airlines in Asia and Europe. Amex is too much like a coupon book but they still do have a more expansive lounge network.

[JazzyMarineVet]

Schwab Plat...MR points transfered and pays the $695 AF on aggressive EFT and mutual funds. It's better than gold for me

[siumaka]

🐆 Had the platinum, changed to VX. So happy I did. Better fit for me, easy to get value, love having free AUs. The Platinum felt stressful to get good consistent value from year after year. VX gives me value blindfolded.

[teddymasters]

Escape lounge is a great bonus because they are often the only lounge option at a given airport.

[chromecrescent]

🦁I think the number of Centurion lounges is keeping me on Amex, but as soon as more CO lounges open up in relevant airports (BOS, LHR, MIA, ORD, JFK) then I will jump ship in a heartbeat