Secrets of the Personal Loan Industry, Credit Cards & More REVEALED with Founder of RING, Kissht

In this episode of the Barbershop, Shantanu talks with Ranvir Singh, CEO & Founder of RING & Kissht. They dive into the secrets of the personal loan industry, the intricacies of credit cards, and much more. Gain valuable insights from the founder of two successful financial platforms and learn about the evolving landscape of personal finance. Don't miss this episode!

0:00:00 - 0:00:41 Sneak Peek : Coming Up
0:00:42 - 0:06:26 Introducing our guest : Ranvir Singh (CEO & Founder : RING & Kissht)
0:06:27 - 0:30:30 Launching RING & Kissht
0:30:31 - 0:44:23 Understanding Credit and Customer Behavior
0:44:24 - 1:04:35 Ranvir's Fears & Insights into the Lending Business
1:04:36 - 1:06:56 Inspirations Behind Ranvir's Journey
1:06:57 - 1:34:28 “My biggest learning is being a good Loser” : Ravnvir’s Entrepreneurial Journey
1:34:29 - 1:41:10 Thoughts on Modern Parenting: Are Parents & Society Shielding Kids from Failure?
1:41:11 - 1:47:07 Ranvir’s Future Vision for RING
1:47:08 - 1:50:31 Ranvir’s Advice for Budding Entrepreneurs
1:50:32 - 1:52:28 Thanking our guest!

[roshanverghese]

Didn't know a company like this existed, and Ranvir is so crystal clear about what he is talking and not even a pause, really good podcast

[misha]

Thanks, Shantanu for asking the question on the possibility of over leverage. This is a real challenge since there hasn't been a rise in real incomes in the last few years and the consumption to income ratio is increasing for the poorest quintiles of Indian households. Moreover, at a deep level it is giving rise to a new culture- debt fueled consumption which can be very dangerous!

[drpranaysindhu]

I will listen to it later. First, I need to like, comment, and share this content so that the channel continues to make such interviews.

[gurubaran]

Amazing ethics for the business, kudos to Ranvir. Shantanu great interview.

[sudhindrakopalle]

There is something really fascinating about listening to sharp heads speak. Truly enjoyable and illuminating!

[abualexmathew]

Great to see my former boss - exceptional guy to work with

[murugesh]

Thanks Shantanu, very very insightful.

[ub]

Guest was smart enough to steer conversation in irrelevant areas when Shantanu asked few questions digging in more details.

[srikantasamanta]

Moral of story is be brave and conqueror urself to that level that all of ur senior or junior who have insights will get close with u when u become successful. Utterly bitter but truth

[maheshreddy]

Hi Shantanu, I like your podcasts very much. I see that you are facing issues with adding beneficiaries and sending only 50k for the first day. Please open standard chartered, the beneficiary gets added instantly and there is no limit to sending the amount on the first day.

[lifewithAkshayk]

Shantanu thank you so much for such amazing informative content... Helping us to get ahead with building our own niche

[indiatransportcompany]

Missed question, Why 2 Apps kissht and RING?

[rohitsorate]

Its Really Good Please Only Do This Dnt Expand And Make Podcast On Any Topic With Anyone Like Others
Let Subscribers Be Less But We All Are Very Valuable As We All Are Only Here For Business..!!! Also If U Can Arrange Or Make Something Like By Paying Some Amount We Can Connect With This Enterprenuers So We Can Personely Take Guidance !! Its Very Much Needed

[rajeshbuch]

Small question in consumer durable segment - Its Buyers market or sellers market ? Think its still sellers market . your opinion, when we visit stores we find its sellers market.

[Dinesh-jjln]

Wow the first few minutes really tells you about the culture at these consulting firms lol
You had hernia and the fact that you were concerned about your work??

[shubham-yjiw]

But how u get to knw whether person hv payback capacity or not?

[AnkitSharma-elhs]

although insightful conversation but would have been better if “we have” were used instead of “i have”

[dilipj]

Great work @Shantanu. Your curiosity and appetite for learning as a leader is inspirational

[MrKailashray]

It will be great if you can do it in hindi too.

[rajeshbuch]

American Express card is for rich and for retail dealer they take more commission, compare to visa/masters card