What to do when your car insurance lapses

Please watch: "How Insurance Companies Make Money Off You"
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If you know anyone that has had their auto insurance lapse, please share this with them. I am committed to helping everyone with insurance, trade secrets and best practices that will save you more money.

Lapses can cost you thousands of dollars and aggravation along with possible license suspensions.

#carinsurance #insurancelapse #bettercarinsurance #insurancesecrets

[juicereveal]

Geico treated me very well. I've been a on time paying customer for over three years. Went thru a bit of a hardship within the last month and could finally afford to make my payment. Of course it was three days after the policy cancelled but no worries...pay what you owe then then additional fee of the monthly payment to start the new policy again. I was worried sick but clearly it was for nothing. They said after 30 days of the cancellation is when everything kicks in.... What a relief 😮‍💨

[tammyjones]

I was 38 dollars short and totally forgot about it until I got pulled over thank goodness the police was very nice understanding thanks for the video as well

[buddyduddy]

Ive had a lapse for about 4 months couldnt make payments due to no employment from covid, didn't use my car at all for those 4 months, finally got insurance from progressive after getting some income then I got my first letter from the dmv stating that I have to pay fines for have the lapse. Im only 21, and this letter is the first time I've heard of the term "lapse in insurance" and first time Ive ever learned that you get fined for that. Is this in anyway forgivable? because I currently have insurance now and these fines were something I was never aware of until I gotten that letter 4 months after the lapse, this is in the state of NV.

[Eggsec]

I had a lapse on insurance for a week(I have insurance now) I had to pay DMV a fee of $100 dollars so I played it online, BUT prior payment I was asked two simple questions; 1. was I knowledgeable about the lapse?
2, was I aware that someone other then me was driving the vehicle when it was on lapse? I was honest and answered yes to both. made the payment and got a message saying, your payment was successful posted but based on your answer you have to turn in your plates for a month immediately.
mark. does this sound correct? I'm in NC I heard this state is super strict. reason for not paying, had no money I'm paying full over around $249 per month.

[heroknaderi]

Very good vieo also there is Dillo Insurence too. Aso hat is it like if someonetook the lapsed card and edit thedate so it showes current i was curious.

[josephguerreroduron]

What happened if I got a new insurances because of the price and stop payment the current one I have ?

[jonnyjon]

I have to turn in my plates and i have to wait to April 26 to reinstate my car but i have a question can i pay the penalty

[Benny-dvxm]

Friday April 14 2023,
It has been two days since I e-mailed him so does this mean he is another agent en-riching themselves like geico doing tactics on me for refusing them to double my rates? But attorney ? from Alleged Philly didn't call back either.

This is why their needs to be People based organizations every where like some credit unions use to be to avoid rackets between states and insurance companies.

[AgentCarlos]

What about promissory notes written to the insurance company? Would that take care of the fees

[AadilGhauri]

I had an Insurance with TSLA for my Model y they were expensive so I contacted another company and negotiated the rates and they made an agreement starting from Feb 15th, 2023. I then called TSLA and forget the date from which the new contract will be effective and accidentally cancelled the insurance from Feb 10th, 2023. Now I have a 5 days Lapse, No accidents and violations in between. How can I correct it? I called TSLA but they refused to help. Will DMV fine me for the 5 days lapse? What will be the effect on insurance rates next year?

[katietaptto]

The situation I’m in now 😑 The insurance I had was sketch about the amount I owed, I wiped out my savings to pay and it still cancelled.

[KekeDaPlum]

Hi there!

I live in Pa. My registration is up to date. My insurance ended around January and I (stupidly) didn’t get a new coverage/turn my plates in. I lost my job and couldn’t afford it. I didn’t operate the vehicle.

Now I am trying to get new insurance. They are all around $590. I was paying $275. I did find an ok quote, but will anything happen from the DMV/Penndot once my new insurance policy is active? Will they still suspend my license due to the lapse? I’m scared ugh

[BMHyoutube]

My payment is overdue on the 22 but I get paid on the 23rd. So it will lapse maybe a day or two. Would that cancel my insurance? This is the first time this happened

[narendrakotturi]

I have a question. I have received a letter from my insurance company stating about insurance lapse. What do I need to do to resolve this issue? Will my insurance lapse resolve and get reinstated after I talk to my insurance company?

[habtamumelese]

Hey i see the video u make i like it. I got a car accident know and i my insurance run out i give them the expired insurance can they Asus me but know i hove my insurance

[outta-sight]

Hi
What happens if your insurance lapse
And you get hit by a tractor trailer
Which has out of states plates
They get cited
With it being their fault
For changing lanes when unsafe to do so
Please respond
Thank you

[dimitriberozny]

In Massachusetts, your registration is automatically suspended!! In Rhode Island, in 30 days, the insurance company will notify the DMV and your driver’s license will automatically be suspended!!

[melaninmonroe]

I received a letter from the DMV telling me that my auto insurance cancelled 12/9, but I was still able to pay my insurance under that same policy on 12/15? How was I able to pay the insurance 5 days later if the insurance was cancelled (According to the DMV) on 12/9? I called the insurance company, asked them how the payment was due so soon anyway, if I just paid it on 11/14 previous month. Floating dates with this insurance it seems. The insurance company didn't even mention the payment I made on the 15th of December. They definitely got it, because I paid through my bank account, & there's no refund of that transaction from this insurance company at all. Confused, I had to look back into my bank account transactions to verify if I made a payment at all in December & that's when I realized, I did make a payment on the 15th of December. Could the insurance company or DMV reinstate the insurance due to the error? This is crazy, because the DMV probably already suspended my license over this, & the letter states I have to surrender my plates. Like wtf is going on? Year just started with a headache over my car insurance.

[TheKshetij]

My insurance company (State Farm) cancelled my policy on 58th day stating some irrelevant reasons. I wanted to know if I can sue them for canceling my policy without any specific reason?

[RealAaronMichael]

Hi there sir!
So my Geico cancelled my insurance end of June 2022 after moving back to NY from Oregon and I started working from home so I didn’t re-insure my car until March of this year (stupidly). DMV is telling me to surrender my plates and serve a 254 day suspension for the lapse. Is there ANY WAY around this so I can get my plates re-registered? I do delivery services now full time and can’t afford to not have a car! Let me know if there are ANY options to fix this :(