Revolut vs N26: Which is Better? (2025)

In the video comparison between Venmo and Cash App, we will carefully examine each company's services and charges, enabling you to determine which one is the better choice. The review video outlines the similarities and differences of both firms, providing you with the necessary information to make an informed and sensible decision.

00:00 Introduction
00:20 Revolut Introduction
01:00 N26 Introduction
01:41 Which brand has lower fees?
03:27 Which brand offers better exchange rates?
04:25 Which brand covers more locations?
05:17 Which is faster?
06:10 Which brand offers more transfer & payment options?
07:15 What do users have to say about each brand?
08:04 What brand offers better ease of use, accessibility & security?
10:11 Additional features.

[Mwalker]

It could have been much more understandable if you had added a table at the end that substantiates all the points :)

[munthasivasaisanthoshkumar]

Can you make comparison or let us know the differences of charges for ATM with drawls atm locations and maximum amount limits, online transfers like amazon googlepay payments and its charges

[noamhadass]

You said in the video that Revolut is protected by the FSCS. On their website the state that they are NOT protected by FSCS rather some other mechanism which is not backed by the UK government. This is a crucial factor so make sure you don't mislead people.
The rest of the video is great. Would suggest to put more tables comparing side by side.

[luxmaster]

which has best security in that getting back your money after theft?

[lesdancey]

CRIMINAL 😠
N26 bank confirmed to me on 19th October, 2022 that they had closed my account and that I had no access to my funds. They claimed that they had found irregularities in the account. This was false, as my funds had been deposited by my Lawyer in Spain following the sale of my property there which he completed, acting as my Power of Attorney, with all due taxes etc paid and the whole transaction had been ratified by the European Court at The Hague.
I have requested details from N26 of what irregularities they had purported to have found but they are unable to do so, which is hardly surprising. The change in the exchange rate since my initial instruction has added more than £1800 loss to me that I would expect them to cover. If my money is not returned within the next few days, it will be necessary for me to obtain a further loan because of their actions, which would add further expense, which I would also expect them to cover. I have pointed out to them that I am 84 years of age in a few weeks' time and the worry, stress and lack of sleep that they have caused me has had a serious effect on my health.
I reported to BaFin on four separate occasions which was a waste of time, is this state aided theft?

[EltonMachadoongoogle]

I make transfer with revoluts that never take more than 10 min ... no matter if is sepa ou non sepa, and transfer prices are being always more cheaper than wise since some months ago

[chandanbg]

I'm a student coming for masters to Ireland, can I use Revolut as my primary bank account(For both Funds deposits and salary account)??

[x]

But revlout says that the money is protected by the cintral bank in Lithuania

[californyaeh]

I heard of problems accessing one's funds with onlie banks, how often can/does this happen, and what guarantee for funds to be accessible again, some say, funds can sometimes be confiscated ..
Is this true, are there safer options with online banking ?

[YanyiCui]

A bad presentation just reading out the slides ...

[robertpeterson]

Best comparion video I've seen. Excellent.

[jimseungsoo]

One question. Does any of these degusto banks allow deposit from a bank account that is not linked in to the app? For example my citi bank is linked on N26 and I use my BOA app to send to my N26 account.

[OfcourseYouAreLoved]

It says on their blog that customer money is protected but you said they do no provide customer deposit protection, is that same thing?

‘‘‘Revolut customer deposits in Europe are insured up to a maximum of EUR 100, 000.‘‘‘

[JonAden-yb]

N26 is horrible! I tried it and after one 2 months deleted my account there and I will NEVER go back.

[XianhuaiYuan]

Urgent: Unjustified Hold on Salary Deposit



Why is my salary deposit still inaccessible in my Instant Saving Space? How long does it take to complete your AML checks? If there’s a legitimate concern, report me—otherwise, release my money immediately.

I expect a prompt response and resolution.

[lucialovig]

Hey! Love the video very helpful! I’m searching for an online bank that you either can have a shared space (which I saw N24 has) or have a mutual account and also which online bank account can you withdraw the highest amount of cash from ATMs / month?
Thank you