Post office gram suraksha scheme 2023/rpli policy details/post office whole life Insurance plan

This is a scheme where the assured amount with accrued bonus is payable to the insured either on attaining the age of 80 years, or to his/her legal representatives or assignees on death of the insured, whichever occurs earlier, provided the policy is in force on the date of claim.

Minimum & Maximum age at entry: 19-55 years

Minimum Sum Assured ₹ 10,000; Maximum ₹ 10 lac

Loan facility after 4 years

Surrender after 3 years
Not eligible for bonus if surrendered before 5 years
Can be converted into Endowment Assurance Policy upto 59 years of age of the insurant provided the date of conversion does not fall within one year of the date of cessation of premium payment or date of maturity.

Premium paying age can be opted for as 55,58 or 60 years

Proportionate bonus on reduced sum assured is paid if policy is surrendered

Last declared Bonus- ₹ 60/- per ₹ 1000 sum assured per year

Queries solved in this video:
Post office gram suraksha scheme 2023
rpli policy details
post office whole life Insurance plan

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Note:
These videos are only intended for informational purpose or educational purpose.Viewers are subjected to use this information on their own risk.Please contact experts before taking any decisions.

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How to and where to apply in this scheme..?