Non-Owned Auto Third Party Liability for Business Owners

Cooper's Insurance Agency: Non-Owned Auto Third Party Liability for Business Owners

Do your employees run errands for you during business hours driving their personal vehicles? (Other than for delivery)
If so, and one of them becomes involved in a car accident that is their fault, your business is held liable as a third party!

Here are some steps to ensure you are covering your business:

1. Know your employees - Check their:
Driver's License - Is it current and valid?
Auto Insurance - Is their policy current and enforced?
Motor Vehicle Reports - COOPERS INSURANCE AGENCY WILL GLADLY REQUEST A MOTOR VEHICLE REPORT FOR YOU!

2. Make sure you have NON-OWNED AUTO coverage in your business owner's insurance policy package!
*PLEASE NOTE: This coverage is available as Optional Coverage - It is not always included in standard policies!

Remember:
What protects you from this type of litigation is having Non-Owned Auto in your business owner's property and liability package, and this coverage is always optional.

Next week, we will discuss delivery and catering.

Also, if you haven't already - please see our video and blog covering Auto Accidents.

Have a safe and wonderful week!

Talk to one of our business experts! [phone] / [phone]
Visit us: 30423 Canwood St., Ste. 239, Agoura Hills, CA

About Cooper's Insurance Agency:
For the Most Competitive rates, trust the Business Insurance Experts at Cooper’s Insurance. With over 33 years as a top broker, we have the experience, expertise, and volume of business to provide superior protection at the best available price to help protect you, your Business, and your Peace of Mind! We are a full-service agency specializing in Restaurant Insurance, Workers’ Compensation Insurance, Business Insurance, Employment Practices Liability Insurance (EPLI), committed to exceeding your expectations for all of your insurance needs. Fill out a quote form below or if you need help to find the right coverage for you, ask one of our experts today!

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