Why This IITian Couple Quit Their High-Paying Jobs?

In today's inspiring episode, we feature Bibhuti & Vipin, an IITian couple who achieved financial independence by following their passion for content creation after years of working high-paying jobs and preparing for UPSC.
In this episode, they share their incredible journey, from their days at IIT to eventually earning between 30-55 LPA, and how they transitioned to content creation. They dive deep into the lessons learned, the experiences that shaped them, and the strategies they used to reach financial freedom.
This conversation is packed with valuable insights and inspiration for anyone on their financial journey.
Watch the full episode to learn more, and don’t forget to like, comment, and subscribe for future episodes!
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Timestamps:
0:00 - Episode Highlights
0:34 - Intro to Bibhuti
1:13 - Introduction to Vipin
2:07 - How Vipin & Bibhuti Met
2:15 - Managing Marriage Expenses
2:51 - Salary Growth Over Time
4:32 - Handling Expenses During Career Break
6:17 - Framework for Keeping Expenses in Check
7:17 - What Percentage of Salary Do You Save?
9:35 - Where Do You Invest Your Money?
10:14 - Vipin’s Portfolio Allocation
10:47 - Is Your Financial Portfolio Separate or Combined?
11:13 - Bibhuti’s Portfolio Allocation
12:48 - Resolving Conflicts Over Investments
13:18 - Framework for Investing in Mutual Funds
14:36 - How Do You Evaluate Stocks?
16:00 - Expected Earnings as a Content Creator
18:45 - Managing KLE Events
20:23 - Advice for Couples Planning Their Financial Journey
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[drREGANBRUENGER-]

I just got fired, and I'm 39 years old. Now that I have 425K saved for an early retirement at age 50, 10K in an HSA, and a property that could yield an extra 200K, what possibilities do I have for a steady stream of income?

[arunm]

This is a video who's portfolios less than a crore and matching my portfolio. So could relate

[philipsamuel]

What was the point in IIT & IIM education if you end up in content creation ultimately?

[itspdilip]

I think it's becoming a dangerous trend where major life events like marriage, kids(number of kids), .. are based on the right financial size but not on the right time. Financials are important but time of your life is more important.

[parthshah]

The content is more like a relationship advice video than a financial advise video.
Anyways gives a different perspective to listen to All the best to them.

[rupindersaini]

Lovely podcast. Thank you Vipin and Bibhuti for being so honest and open.

I love your work on insta ❤️
All the best and more power to you 😊

[RanjanKumar-oote]

Which Mutual fund Schemes are better whi give good return?

[FIRE_scientist]

Well everything changes when one have kids! In this case, the savings or invested money is not enough considering they do not have any real estate (or their own home). The most important thing is sequence of return. If Indian stock market crashes or give them negligible returns for 4-5 years then they might have to come back to workforce.
Best wishes to the couple!

[Guiding]

Even me ill quit my job after 2 to 3 years of working if I make 60lpa

[priyanka]

I feel they are too confident and take decision for themselves

[tridishagoswami]

Great video! Encourages us to take risks too. They both didnt disclose their PF corpus. I am sure there is 15+ lakh each there too.

[ayushchopra]

Not sure what purpose their interview serves? They've had very mediocre careers, they are mediocre content creators, they have a very humble corpus, it's like me advising on how to master Chemistry after watching Breaking Bad.

[BestOfThePodcast]

These folks are perfect example of someone who has no clue what they want from life. engineering kiya because cool tha, upsc trend me tha to vo karna hai, what a direction less docuhess

[Samskrithii]

16:30 is very very meaningless and unrealistic. I am also in electronic city. Here annual rent itself is 84k only for 2 bhk. he is saying 42k per month!!! looks like he took 5 or 6, 2bhk houses.!!!

[Samskrithii]

6:30 what is the point in earning a lot of money and living A BEGGARS LIFE??

[rahuldeka]

UP wali bimari! IIT karlo IIM karlo par UPSC nahi kiya to kya ghanta kiya 😂

[VikasGupta-njew]

People who are commenting negatively miss the point. People are expecting the idealism which people never follow but feel happy in their mind just by sitting and watching. They are just watchdogs and critics. What this couple talking about is the most common corporate people situation. They are experimenting with what they feel is right which other people just think and never do. They are the best example of below quote:-
You can try whatever you like and can have a good life as equivalent to those who are sitting in their comfort zone job but with an edge of lots of possibilities and hopes and happiness 😊. In a way they can connect and inspire most people if you think deeply.

[prasathvc]

I'm also a Metallurgical Engineer. 😜

[the_underwater_nature]

Not a good salary. I am not an IITian. But can say their salary is too low in this era.

[ayushchopra]

Every failure wannabe is a philosopher nowadays