SoFi Credit Card Review 2022 | Game Changer! 422 Days Later

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i finally got approved for my Sofi card (after 5 tries). My oldest credit card is 1 year 9 months and it wasn't until I got my 3rd credit card last month that I was finally approved for $3500 (awesome considering I'm a college student hardly any income).

its_caraina
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Great vid. I just got mine in the mail. Current offer is 3% on everything for the entire first year, which could be cool if I do some strategic spending. I’m happy to have a decent foundational catch-all card. I can’t use it at Costco, but I have a Venmo credit card for that.

Now I’m waiting for my Autograph card to arrive in the mail. Oh yeah…

flubberghosted
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Not happy with Sofi right now. I've been with them since February 2022. They just lowered my limit from $7, 500 to $1, 000 stating I've had too many return payments on this account. I've never had any return payments. I use my card pay it off leave a little bit of utilization here and there. Doesn't make sense. I've never had a late payment or return payment on any of my accounts anywhere. First FNBO lowering my limit a couple months ago now Sofi. I wonder who's next.

sinned
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Finally I’m glad some actually tells you the credit score needed all the other videos never meantend it

boatenthusiastandexplorer
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Hey great 📸 video 🔥🔥🔥!!. How do you transfer money from Sofie checking to the credit account??! 🔥

iamrah
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I don’t like to have everything in one platform. Diversification when it comes to money & investment is the key.

callmeNeno
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Have ALL of my $ with SoFi, love the card BUT no credit limit increase….this MUST happen.

scottostrowski
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Love your content. Just found you today.

aliawells
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I love my Sofi card :) Thanks for the vid, Cal :)

ImStillStealingSteel
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Doesn't sound that good if you are not interested in a Sofi bank account. Their savings will charge a fee.

zionismisterrorism
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I just got the Wells Fargo active cash card abo six months ago with a 4K limit.. which card would you recommend being my next? I just received the capital one quick silver card preselect letter but I’m not sure if I should get it due to hearing they start you off with an extremely low balance.. thanks in advance!

yungbless
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Appreciate the video! When you make a payment, does the balance update immediately or does it take a few days?

Jay_CW
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I have this credit card since june and unfortunately became a victim of credit fraud on Halloween sofi blocked a 150 charge out of South Korea I believe got stolen use the touch tunes app to buy tokens during my birthday party at bowling alley on October 29th to play some music because last place used that card and it was less than 48 hours that the fraud notice

ComputergkGaming
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Has anyone ever gotten a credit limit increase on their SoFi card?

RedRider
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I applied while watching your video …then realized 😅 you had a link on bottom my bad bro 😭

bhagbir
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Greetings Bro, so I have to have and account with Sofi to apply for credit??

tiantpassmore
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Sofi is terrible. I was 73 cents past due. I thought it was paid off. They never notified me. Charged me 25 bucks a month for two months and then notified on my credit report for non payment. They had my email, phone number, and physical address. They would rather destroy a customer's credit rating and collect $50 instead of providing customer service and actually notifying me before reporting me for non payment.

johnsmuda
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Sofi is terrible. I was 73 cents past due. I thought it was paid off. They never notified me. Charged me 25 bucks a month for two months and then notified on my credit report for non payment. They had my email, phone number, and physical address. They would rather destroy a customer's credit rating and collect $50 instead of providing customer service and actually notifying me before reporting me for non payment.

johnsmuda