An HONEST Review of the no annual fee Bilt Mastercard

#biltu #rent #travel
This is my honest review of the Bilt Mastercard and whether it's worth it in 2024.

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[dsr]

A friend of mine used my link to apply. He was planning an overseas trip soon, so I told him to watch for the 5x points new cardholder offer before he paid the tour company. He did get the special offer and charged $10, 000 for the trip during the 5x bonus period. He's getting 50, 000 points for that one transaction (which he's using for a business class flight). That's better than a sign-uo bonus, IMO, since there's no annual fee or minimum spending requirement.

[RichardBullwinkle]

My dude! Here are some tips I wish creators were speaking of more:
On the 1st:
Load your Starbucks account: 6x
Schedule Door Dash deliveries for upcoming nights and cancel if you change your mind: 6x
Pay your utilities: 2x
Pay your cell phone bill: 2x + you get $800 coverage per phone on your plan

[ryanberry]

John I watch a lot of your videos and decided to give the BILT card a chance and oh my god its easily the best card I'm gonna have for a while. So many random fun benefits and promotions, plus I pay rent for my entire unit and I have 3 roommates so I get a ton of points every month. This has been a game changer and I hope everyone who sees this and is considering to get this card for rent to get it immediately, its almost impossible to explain how beneficial it has been to me. Keep up the great videos.

[NotoriousPacOG]

This was the first card I applied for back in October thanks to your videos then got more cards. I have been paying rent with it for a few months now & it’s been great! Absolutely love it!

[valk]

Thank you, John for the tips. I got the BILT card about 6 mos ago. I love using it for rent. I also save my dining purchases for the 1st of the month to get max points. I was glad to see that they finally added some Phoenix restaurants to the plan. I'm new to the whole points thing. I'm saving up for travel. And I appreciate that there is help in BILT for making transfers.

[SanaManoj-euxw]

Absolutely loved your detailed video. I have had this card for a while and did not know the extra benefits with the points transfer. Thanks for breaking this out and will be able to use the benefits to max extent.

[shanetravel]

I unfroze my credit reports and applied for this card since you're the one who showed me this originally. thank you man. enjoy the free 2, 500 points :)

[RSquared-travel-rewards]

John - I think that it is clear that I love the card. I can't stop talking about it. I'd argue that it's the most valuable card on the market.

[BlackTheEngineer]

Sitting at a 608 but just paid off collections and halved my credit card debt in just the past few days and can pay it off in full in a few weeks, i wished they updated credit reports faster cuz i want this card so bad 🤧

[christopheresquivel]

Wish I could have gotten this card as soon as it came out. It's my favorite card so far! Transferred points to Air France and hopefully using the miles to go to Germany 🇩🇪

[KateVidaure]

Im getting a bill card and using your link for you to get the points. You deserve it! Thank you 🙏 and I’ve been following you for all the info

[sebastianfranco]

Everything was going well until I realized you will receive a commission for advertising this credit card

[ep]

I know u used those trips as examples of what you can do with pts but the flight to japan was 60k pts ONE WAY. That would mean you need to pay $120, 000 in rent and wait TWO yrs to travel round trip in Japan in the best possible scenario. The Hyatt was 25k/night which is a lot more reasonable for ppl who dont pay a ridiculous 5k/monthly rent. maybe use the lower end of spectrum for examples as well to see what a normal person who pays 2-3k monthly rent could get.

[Milkinporsche]

if you can send your landlord a check, why not use this loophole to pay your mortgages with the card. Use your property address as "rent address, and send yourself a check every month.

[boblob-law]

I screwed up by not getting the BILT card before I added 3 other cards to my portfolio. Wells Fargo is super strict about recent card inquiries.

[parrotheaddanny]

Thanks John. I'll link Chase Freedom to Bilt Wallet! Did not know I could!

[Tom-ffcv]

i looked up the flight similarly priced from Tx to Japan. It seems like you're showing a one-way ticket rather than round trip which is cheaper. Main cabin if low $1000, it shows as 35k points, but business around $7k is around >300k points (not 60k). Idk if that's a glitch, but it's misleading giving false hope in thinking average people can get round trip business to japan for 60k AA points... At time slot 8:14, the Business one way @ the 2:35pm slot is 450k AA points...

Otherwise, appreciate your video and your content. Been a follower for a long time!

[MomIsCrying]

My main issue with the bilt mastercard is this is the card I got the most fraud purchases from in my life, I had no other that has gotten frauded before and this card was flagged multiple times which is very annoying but I still have the card so that's saying something and the customer service is also good (this last time i had to call multiple time before i talked to a person)

its a good card but i people to be aware of these little quirks

[jmagicd]

This is unironically my dining card with the multiplier. Easy way to get the 5 transactions especially on Rent Day. Their dining category also covers cafes and bars which not all cards with "Dining" categories do. Even then, I'm fine with the negatives so that the card doesn't get too powerful to be no Annual Fee.

I do need to find a way to earn status on it, now that I have it. The amount of spending/points, I'm pretty sure has to be annual and not cumulative. The rewards system makes it tempting to go ham on rent day spending which not everyone has in budget.

[ChaimS]

I appreciate you doing these comprehensive reviews, but I wish you would give examples of domestic flights, not just luxary vacations. Many people just want to be able to fly a family of 4 to a vacation in Orlando or a family reunion in Denver, etc. It would be great to know what the points are worth, especially if you're more than one person.