POWER of Financial PLANNING! | Money Matters Ep. 21 | Ankur Warikoo Hindi

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this episode of "Money Matters," I sit down with Arindam, who’s strategically working towards a robust financial future at 33. We break down his monthly income of ₹30,000, his disciplined savings, and investment plans, including a growing mutual fund portfolio and monthly SIPs. Arindam’s journey involves managing expenses wisely while preparing for a major flat purchase with a planned home loan.

With an impressive ₹5-6 crore projected retirement corpus, his financial approach is inspiring. Discover how Arindam is leveraging investments in mutual funds, NPS, and gold to secure his future, and gain valuable tips on optimizing your own financial strategy.

00:00 Introduction
00:38 About Arindam
02:22 Arindam's expectations from Money Matters
03:23 Current financials
12:30 Planning for home loan
16:58 Investment plan
23:39 Discussion on insurance
25:07 Arindam's disciplined approach
27:25 Conclusion

#FinancialPlanning #MoneyMatters #warikoo

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My Money Apps:

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:

My gear for shooting this video:

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

Let’s connect online:

[warikoo]

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

My Money Apps:

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:

My gear for shooting this video:

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

[IBCR-wy]

one thing I liked about you is that you don't bring Crorepatis on this Financial planning platform as it just demotivates us.

[terqaz]

This are the real people you need to bring in this show.. Majority of us are low middle class families.

[HeManOG]

Instead of 500Rs NPS… he can do SSY (Sukanya Samridhi Yojana) for his daughter also. As it has more interest and totally tax free. Kudos to this guy. Huge motivation for everyone ❤

[Willi-wq]

My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40, 000 from my portfolio the past four months, and it's now very worrisome.

[koushikranjanmandal]

He is my childhood friend from schooldays... Arindam Banerjee..❤❤

[jaya]

This man deserve a salute. How calmly he is talking and the way he planned everything with this limit amount of money. Young generation must learn something from him.

[srinjoymukherjee]

Wonderful to see how Mr Arindam is managing his lifestyle, taking care of his family's wellbeing in just 30k. And thanks to Ankur sir for giving Arindam huge confidence boost with his suggestion. Nice 👏

[dhanashreehotkar]

Ankur sir is also a crorepati..but look at him..he is so down to earth person...The way he speak, the way he treat other people...i just love him...and i learnt a lot from him. GOD BLESS YOU SIR❤

[shadwals]

Humbled to see him and his approach and aspiration 😅

[sunilunni]

Just wanted to stand up and salute Arindam.. I am sure you will reach bigger heights than the calculator showed . Your father’s asheerwad will also be there with you..More power to you @warikoo

[ravichandransreenivasan]

Indeed, Arindum serves as an exemplary savings model for lower middle class salaried individuals. Ankur's initiative is commendable and worth watching.

[SG-nfod]

Pension to his mother is a big thing ..that's what helping him to manage everything even at that salary. .

[azif]

Ankur sir is penetrating financial awareness down to lower middle class. He is a Gem and a powerful personality. Hope more of this comes!

[ShailangShai]

Heartful respect to you sir Ankur ---- From the beginning of this video "You respect a person with Rs.30, 000 salary, you respect others family "---- Thanks for your guidance..

With respect -- From a small state of North East India Meghalaya..

[debajitpalchoudhury]

Earning 30k in any town in west bengal is equal to 60k in indian metros or any other states. 30k is good salary in West Bengal.

[krajitha]

How much satisfaction he got that is enough for him to run his future plan very confidently.thank u ankur for doing this

[rishirajbanerjee]

Such a geniune and well behaved person.

Arindam babu, kakimar name akta senior citizen account khulte paren SBI te hoy. 8.5 percent interest. Govt scheme, 5 year locking period. Liquid fund er theke better hote pare.

[shubhamc]

Arvindam is a superhero for his family ❤ love to his whole family, Anku Warikoo has transferred a lot of Indians life, to more to you 🔥

[pradeeppdkumar]

I was thinking that i cant do SIP in low salary but after watching this guy..Got motivation yes i can also do this..Hats off you brother..Lots of personal dreams you sacrificed..👏👏👏👏👏