7 Hidden Benefits of the #1 Credit Card of 2023 | Venture X

#creditcards

These are the 7 benefits of the Capital One Venture X that no one is talking about.

0:00 Intro
1:00 Card Overview
3:03 Benefit 1
4:29 Benefit 2
5:26 Benefit 3
6:58 Benefit 4
8:11 Benefit 5
8:36 Benefit 6
10:14 Benefit 7

Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. This means that if you click on one of the product links, I may receive a commission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

[johnsfinancetips]

To clarify the lounge access. Checking terms and conditions of the priority pass via capital one there is no set limit. The lounges may set a limit but the card does not.


And thank you all for pointing out the authorized user limit!! Love that we have such a knowledgable community!! Apologies on my end of any confusion.

[Valyron]

Anniversary credit is actually really smart on their part. You effectively pay them $100 which I’m sure they invest in the market/business, they hopefully turn it into say $120, give you the $100 at the end of the year and keep the $20. Basically taking a loan from you w 0% interest

I’m sure the card still makes sense for a lot of people but if you aren’t using the benefits can always just put $395 in the market

[johnsfinancetips]

Honestly the free authorized user + unlimited priority pass guests is worth it for this card. It was nice when the priority pass had restaurants until early 2023, but now just like everyone else (except Chase)

[rk]

Great video. You can only have 4 AU’s.. and the priority pass is lounge only not restaurants, as of Jan 2023. The Ritz Carlton has unlimited AU’s and can do both lounge and restaurants.

[turkishexpress]

Everyone is pushing this card hard. I fell for it and got the card. We have excellent credit and pay all cards in full at the end of month. In any case, booked my first travel through Capital One Travel. The booking went smoothly. What didn't go smoothly is my return flight from Turkey to US. They messed up my reservation apparently but refused to take blame. I had to sit on the call with them for over 8 hours and with 7 reps because their phones kept getting disconnected. Finally I got a refund on the return half of the flight that came nowhere near covering what I had to pay to get back home. We're paying off the final balance and closing the account. Trust me, their customer service is set up to avoid taking any loses. They will pass the bill onto you for any mistakes that they make.

[amp]

Capital One Priority Pass member is allowed to bring 2 guests only.

[Jithu_VA]

I have this card and keeps surprising me with the power of having it . Enjoyed great lounges in Dubai and Doha . Also, We recently had a reunion In FL and it covered my entire check at the restaurant for four of us at the airport as there was no lounge at FLL.

[BronxYk]

Great video, love the content. Just a little correction, the maximum number of AU’s for free is 4

[blueclearsky]

Only 4 Authorized Users are allowed and you can only bring two guest with you into a lounge.

[andrewkang]

Hey John
Thank you so much for all of your hard research and dedication to all of your videos. I really learned a lot from you about this card and I finally got two. Capital one X and Bilt!

Also, there’s a small hidden benefit i recently discovered. You can get 50% off on all handmade drinks in all capital one cafe! It’s so awesome.

Down the road, could you please teach me how to utilize capital one points to maximize the savings and buy cheap flight tickets?

Thank you John and keep up your hard work!!

[TammyMacMac]

Capital one has Hertz as an offer on their site too, usually 8 -10 percent. So status plus money back

[dannykim]

Love this content! Did you happen to link the corporate codes for Hertz anywhere? Thanks, John.

[yilanghe]

Pro tip: you can only upgrade to PC only if you book a at least full-size car, compact will not gonna work, they will charge you extra for the upgrade.

[lurnt]

The thing about the authorized users is misleading. You get up to 4 AU’s for free. Not unlimited amount for free.

[davidbonnichsen]

Your math on the AMEX Platinum is not correct….even at $695 per year the benefits are still a net positive back to the cardholder. $200 hotel credit, $200 airline credit, $200 UBER credit, $100 Saks credit…five bucks back into your pocket and that doesn’t even include the HIlton/Marriott, Hertz, Avis, etc benefits. Oh, and add Centurion lounge access (with def more than one in the US unlike CapOne)

[mistuhxsleepie]

I'm keeping the plat and downgrading the vx this year. For someone that's based in lax, there are no priority and plaza premium lounges. So plat's centurion and delta works the best

[EthanPatrick_CreditCards]

One thing I wish I knew before I got the Venture X was that the $300 travel credit is only through the travel portal. It’s a nice credit, but you will not be able to earn or use status with the hotel or airline you book.

[MannyCovington]

Venture X is such a great card, I’d recommend it for 99.9% of people!

[jenniferchan]

Great video. That’s why I got the card. I knew about all these cause of your earlier videos about this card

[izadorad]

A good one is cell phone protection. I am going to take advantage of that soon