Is Universal Life Insurance a Good Product?

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[ozarked]

I hate it when Dave beats around the bush instead of telling us what he really thinks.

[gargoyles]

I'd like to know Dave's opinion on Banks. I already know he says to avoid the big banks (one of the reasons I've used a credit union for years) but what about investing in the Big players. No matter what your opinion is everyone agrees they make a LOT of money. Would it be considered unethical to Invest in them and get a piece of the action? I'm in two investment products that own shares in multiple financial companies on or near Bank of America level and they've done quite well for me

[truman]

What I am going through is this.. I am a newly licensed agent and they are coming out of the woodwork to recruit me.. A lot of MLMs and Imo Fmo stuff.. Can someone please tell me what I should do to work for an Insurance company that is not actively trying to scam people?

[michaelriddick]

What are ur thoughts on flex premiums universal life policies

[runner]

Oddly enough, Dave owns a company that sells "Permanant saying!

[robertjones]

I love Dave Ramsey...but he’s probably the last person I would ask for Life Insurance advice. The correct answer, Dave, is that you would need to SEE an illustration before you can decide whether or not it makes sense.

You would also need to know a little more than her age to determine suitability.

Income? Assets? Liabilities? Health?

If you want to know how to get out of debt, Dave has fantastic advice. If you want Life Insurance advice, please seek someone else.

[DavidMossMGS]

Anybody wanna have an argument with me? I’m very pro credit cards

I in fact at age 21 pay over 2000 dollars a year in annual fees
And I love it and have 100, 000’s of Points to show for it

[nycitylifeandhistory]

Oddly I believe Dave is no longer a licensed agent so he can "entertain"

[ammytml]

so Is Universal Life Insurance a Good Product?

[devere]

ignorant, please don't listen to him about life insurance.