What is a payment gateway and how does it work? | emerchantpay

What is a payment gateway?

A payment gateway is the technology that captures and transfers payment data from the customer to the acquirer and then transfers the payment acceptance or decline back to the customer. A payment gateway validates the customer’s card details securely, ensures the funds are available and eventually enables merchants to get paid. It acts as an interface between a merchant’s website and its acquirer.

In other words, a payment gateway works as the middleman between the customer and the merchant, keeping the payments ecosystem rolling smoothly, as it enables online payments for consumers and businesses.

In this video, we take a deep dive into payment gateways and how they work.

If you’re keen on finding out more about payment gateways, read our blog post:

About emerchantpay:
emerchantpay is a leading global payment service provider for online, in-app and in-store payments. Our global payments solution is available through a simple integration, offering a wealth of features, including global acquiring, alternative payment methods, fraud and risk management, card issuing, an in-house eWallet solution and performance optimisation. We enable businesses everywhere to create a seamless and engaging payments experience for consumers anywhere.

[stellagaunson]

This is an informative video and it is very useful and knowledgeable. thanks for sharing such a good information.

[crystaltalley]

Thank a lot for this simple and clear video! Payment gateways are very important for every person who starts his own ecommerce business.

[giftmokoena]

Very interesting. do you guys provide payments and subscriptions Api gateways??

[KARTHIKK-hfwj]

What if payment fails how payment gateway will find and refund the money back. ?

[myworldisenogh]

Thank you for this simple and useful video.

[merchantstronghold]

Your information is very interesting. #paymentgateway

[jerryj.bradford]

very good explanation so nice #merchantstronghold

[mkamaal]

Is this a music video with some payment gateway related info in the background ????

[ayasswain]

Beautiful and simplified explanation with nice diagrams. Are there any videos on payment processors?

[michaelb]

What other task does a payment gateway perform (apart from transmission of data along the payment chain)?

[calvinfields]

Can u help me get my money put on a debit card

[codingbiding]

it is mandatory to user/customer having an account of same gateway that i integrate in my website )

[itsmeagain]

Pls turn down the music volume a bit.
Video is informative. Thanks.

[anjalipatki]

The information is great but the background music is very distracting and disturbing.

[alexzheng]

What is the difference between a PSP and a payment gateway?

[skeeterstudies]

How do I create my own payment gateway company

[VDJWES_officialchannel]

Hello, how can you set-up these payments in your website

[Lisa-yLisa_e]

Mapping out refund details and anticipated actions

[weskhan]

What are the requirements to become a payment Gateway working Directly with the Visa/Mastercard network? Do I need to work with an acquiring bank?

[jackwilson]

I NEED 2D OR 3D PAYMENT GATWAY, AS EARLY AS POSSIBLE