Farm Bureau Health Plans - Traditional Membership Plans

Farm Bureau Health Plans offers a wide range of individual and family plans members under age 65 can choose from. All come with different benefit levels, different premiums, and different deductibles.

Traditional Membership Plans (TMPs)
-For members under age 65
-Different benefits and different (lower) deductibles and premiums
-Choose the coverage you need instead of selecting a more generalized ACA plan.

Typical Savings
For a family of four, with two 42-year-old parents and two kids under 14:
-Savings of $800 a month over an ACA plan with core choice plan
-Savings add up to nearly $10,000 a year
-Core Choice plans offer a 30% cost-sharing improvement over ACA plans

Plan Options
-Core Choice: For families or individuals; includes dental and vision at two different deductibles
-Enhanced Choice: For individuals preferring preventative health, dental and vision benefits.
-Major Medical: For individuals or families seeking catastrophic protection at a lower price.
-High-Deductible (HDHP): Meets federal requirements for health savings accounts.
-Short-Term Care: For those between jobs recent graduates or recent dependents.

Farm Bureau Health Plans:
-All plans use the United Healthcare Choice Plus Network.
-In-network payments based on negotiated fees.
-Using out-of-network providers increases member liability.

0:24 Traditional Membership Plans
0:41 Typical Savings
1:32 Plan Options

#traditional #healthplan #membership