Banks Buying Homes: Impact on Landlords

Join Danny V on this live stream as we dive deep into the future of the UK rental market! According to the *Financial Times*, Blackstone has just secured a £580 million deal to acquire 1,750 homes, further signaling a massive shift by private equity and institutional investors into the rental space.

With small landlords selling off properties and financial giants like Lloyds, Legal & General, and Aviva Investors expanding their portfolios, what does this mean for traditional landlords? Are you missing out on opportunities, or are there new challenges ahead? Stay tuned as we break it all down and explore what the future holds for landlords and investors alike!

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[evaallen]

The big corporations and banks wanted to take over the rental market in UK knowing they can profit from it enormously. Small landlords had to be eliminated to make room for big corporations to allow the rich to get richer. The changes in regulations were designed in such way that older houses owned by small landlords are hard to adjust. The changes in tax were designed to hurt small landlord but not to hurt the big corporations.
Once tenants in the future sign contracts with those new corporate landlords they will be caught in various traps, which are the same traps as currently leaseholders are caught in. The buildings, initially nice, will deteriorate quickly and the rent and other charges added on top will keep growing.

[sunwaymas]

There are corporate landlords in my area and they mainly build in the worst areas and asking above average rents.

[jonsnow]

I told a mate they were on with this 2 years ago . They just take them back and they never come to market . We do not know how bad it is .

[essyveerappan]

Competition is good however, monopolies are not 🚫

[sameshitagain]

Correct, banks and investment funds are getting ready to buy housing stock, but they are not buying just yet...what do they know? They never buy when prices are high.

[Hunterthepunter]

It's worrying for the future of our kids and grandkids

[karlhal]

Already seen big companies buying a whole new housing estate 200 plus homes never seen the market.

[ShantiKumari-gd]

The Govt has deliberately forced landlords to sell up so the Corps can come along & hoover up properties at rock bottom prices, with the tacit approval of thus Govt. And don't expect them to keep rents low; we've seen what Energy companies did once they had a monopoly & forced out smaller energy companies. The prices rocketed. Expect the same with private Housing Corps.

[Bawdale]

If you follow what has happened in the US since the big corporations have bought into buy to let, you will know rent has skyrocketed and quality fallen as tenants have to sup it up or be replaced by new tenants. The corporate managers are profit focused and ruthless. If this is coming to the UK then small landlords that stay in the game should know rental income will increase massively.

[paulbraid]

As I predicted.the banks will be the new landlords.
Put your prices up quick

[anthonyilori-sr]

What we are seeing in the PRS market is similar to the situation in the retail sector, the supermarket sub sector where corporates like Tesco and Sainsbury's edged out corner shops .If we draw parallels with this situation where Tesco Express and Sainsbury's Local delivery better customer experience, have larger Inventories and value added services like apps and loyalty points.

In a nutshell the days of papa and mama landlords are over.In fact, the signs have been there since the days of George Osborne.

Experienced landlords should either club together as property investment clubs or set up buy-to- let funds, raising finance from HNWIs

[sukhvindertiwana]

Some tenant's don't turn on heating and don't open windows and they never clean. This creates mould so this will be the landlords fault.

[gregjohnfox]

You will own nothing and be happy! WEF quote.

[mattanderson]

Fantastic discussion
Brilliant analysis
Thank you Sir

[essyveerappan]

Quite a reset strategy! If we still have not caught on to what's happening in the majority of industries, then we really need to wake up and fast Every effort is being made to get rid of the small businesses/entrepreneurs in favour of the big corporations. The easiest way to get rid of our freedoms - financial which ultimately impacts choice. Without these, we're at their mercy .... we're basically, beggars 😢

[fizywig]

This will be a " barrier of entry" for new potential landlords, those landlords with portfolios with no finance ( and as long as EPC C remains at C) should be OK in future. Buy to let mortgages will be pegged at EPC A or B ( allowing Govt. A green plausible deniability) and new corporate landlords will be on repurposed brownfield sites as well as old disused offices commercial buildings in city Central areas. The vast majority of corporate rental household sector will be on purpose built developments next to commutable train stations, motorways links.Banks will phase out mortgages and will favour rental type schemes similar to Car PCP finance.

[FrancescaBumba]

Appreciate the detailed breakdown! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (behave today finger ski upon boy assault summer exhaust beauty stereo over). How should I go about transferring them to Binance?

[annettechinnery]

Will these corporations BUILD under the same rules as British builders, to build 50% affordable accommodation???? That is why Barrats UK biggest builder stopped as it was not viable ?

[shaneannconnell]

The question is how as a small landlord can we not only survive but grow and thrive in such an environment

"Professionalising", as they call it, the private rental sector has been behind all the small landlord persecution since it started with Cameron and Osbourne. ALSO..on top of new EPC regulation costs, rents repayment order as set to double from 12 to 24 months you could be forced to pay the tenant back.