What Will happen to UK House Prices in 2025?

A look at the current state of the housing market and what might happen in 2025. Are prices set to keep rising? What will happen to interest rates?

00:00 Intro
0:54 Outlook for 2025
4:07 Stamp Duty
5:24 What’s affecting prices
7:09 Why House Prices high
11:22 House Price Forecasts
12:37 House Price Falls?
13:41 Best time to buy?

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ABOUT
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[egrif]

This man is brilliant. Charts, diagrams and stats. No bull.

[manvbees]

They should play your videos in every classroom in the UK to prepare the next generation for the realities of the economy. Too many think they can get whatever they want without any issue to suddenly be slapped in the face by reality in their 20s 😅

[Erikkurilla]

Housing prices are unlikely to significantly decrease until there's a substantial increase in housing supply. In the USA, there's a shortage of millions of housing units, and construction isn't keeping pace. The constant demand for housing, coupled with population growth, means that even a slight price drop attracts numerous buyers who quickly absorb the available supply. I'm considering purchasing affordable houses in 2025 and possibly venturing into stock investments. When is the best time to enter the stock market? Some people say it is profitable, but others say it's risky. Any advice?

[sfactory]

It's likely they will remain high . The whole UK economy it seems rests on the housing market and shopping

[metamorphosis]

of course rightmove and savills are predicting growth - they make money from selling homes

if you check the demand and supply dynamics in london, you can easily see that less and less homes are being sold, more homes are being advertised for sale, and the prices are falling

[cobbler]

As millions of people come off fixed rate mortgage deals and remortgage at a rate 2 or 3 times higher it may have an impact.

[dixieflatline]

I don't believe house prices will fall significantly.

Desirable high value areas around the south won't have new significant housing stock introduced. The north will rightly get investment at scale - there may be some dips regionally as a result - but home ownership will increase, which is great.

We need to be careful about standards used in accelerated house building. I'm good with cutting through concents planning. But not at the cost of poorly built housing at scale. That's how we got high rise slums in the 80's and flammable cladding in the 00's

[JasonTheOneAndOnly]

I did indeed buy a house in 2020 and secured a 5 year deal at 3.8% from 2% a couple of months ago.

[lucasdeyton]

House prices will never fall in real nominal terms again.

Too many people are coming into this country.

To few houses are being built.

To few taxes related to property value.

[AquaValet]

Should somebody buy now or wait? The big question there is whether it’s a long term investment (eg. A house a person is going to live in for a long time) or some kind of short term flip. If it can be afforded and it’s long term, it’s not worth worrying too much about the next year or two.

[kennethvenezia]

I just upgraded my home from an oven box to a refrigerator box. How much more will my stamp duty be?😮

[robmthest]

A recession might change things.
Labour are doing a good job creating one!

[MusXM]

Many of these ‘corporations’ who buy houses in London avoid paying stamp duty and capital gains tax by claiming houses to be offices and masking sales of properties through business handovers. This large avoidance of tax from wealthy individuals is a contributor to this house pricing inflation.

[BrickfallOfficial]

I think the following is likely

1. Economic Downturn: Reeves’ budget has severely impacted the economy, likely pushing us into a recession as of December 2024.
2. Lost Tax Revenue: The anticipated increase in tax revenue from the budget will likely be offset by widespread business closures and layoffs. This makes it difficult to fund the £2-4 trillion required for Net Zero (just five years away) without resorting to significant borrowing.
3. Inflation and Interest Rates: Borrowing £2-4 trillion for Net Zero will create persistent inflationary pressures, forcing the Bank of England to maintain high interest rates.
4. Housing Market Pressures: While high interest rates might slow the pace of rising house prices, the ongoing demand from migration will continue driving prices upward. This will leave more people unable to afford homes, exacerbating affordability issues.
5. A ‘Zombie Economy’: The likely outcome is a stagnant, ‘Zombie Economy’ where costs remain high, but wages and living standards fail to keep pace, leaving most people worse off.
6. I would expect to see little to no growth in the economy over the next 2-3 years

[PakistanIcecream]

I always notice that you smile in the last two seconds of every video you make. lol

[jagz]

Dual income households drove the price boom by far the most significant change, there are no third incomes coming outside of (parents) there is a limit. The markets reaching it.

[yaz]

Uk economy rests on the foundations of the housing market therefore will be protected no matter what by govt/central bank/financial institutions. The future for the less well off and young adults has never looked so grim to get on the house ladder.
Greedy sellers, dishonest estate agents and relatively low interest rates will help prop up property prices at the expense of ordinary working people.

[scdonaldn]

I bought my house for 5 pennies and a goat in 1587. Nowadays im a trillionaire.

[przyplyw]

If you can work online there is no point in staying in the uk hoping some day you will buy your dream terraced...

[nubetubeme]

my rent just went up £200 a month land lady sent a letter boom now £1250 a month just like that now have to find another £2400 a year