Patience Is the Key to Lasting Wealth | April 16, 2024

The Ramsey Show (April 16, 2024)

Dave Ramsey & Jade Warshaw answer your questions and discuss:
- "My car is being repossessed; what can I do?"
- "Should I sell my house or turn it into a rental property?"
- "I'm scared to death to not have a credit score,"
- Vivek Ramaswamy on how monetary policy and the private sector can help transform the economy,
- "I feel stuck and unfulfilled in my current job,"
- "I have $785K of debt, how do I get out of this?"

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[msparr]

I've been sole provider for 34 years. The vast majority of those years was making less than $40k/yr. It is doable but you have to do what you have to do. 26 of those years was working 2 jobs. There was almost always a second job but 20 of those 26 years was growing my own company in my basement. It's still a small, home-based business, but it supports my wife and I very well. We have a better life today than I ever thought possible. My advice is to pray for wisdom in every decision, trust God for everything and work, work, work.

[sharonbusch]

So right on Jade, lost my self-confidence while I transitioned jobs and moved at the same time, took awhile but I'm back in it to win it! Ty

[BoltActionBob]

Pulling for you Ledell! Time for a change. Go get after it 🙏🏻

[usienwkdaujfbub]

wishing my brother Ledell the best, you can do it brother

[scrubseverr]

Ledell, God bless you man! All the best to you, you can do it!

[LisaPFrampton]

I want to get on the show. I've left a message a couple of times and it's a very good question that we really need help with.

[michelleh]

lol that accountant that called in I get it public accounting can be hell. Left for the fed and never looked back. It’s stressful and no one really talks about how many hours you have to work when and billing hours you might have to put in 80 to bill 40 especially when you just start out and don’t really know what you’re doing. But I think he would probably like the personal finance side of it, I wish I went that route because I love it so much now.

[jaijai]

James- the role you want absolutely exists. I’ll be hiring this year. Just work for a private practice accounting firm where you are able to work more directly with clients.

[michelleh]

Love Jades too mainly because of the sleeves wondering if that is a tshirt and she tucked the sleeves in❤❤❤

[Cindy-dfxk]

Please………….don’t leave us yet Dave Ramsey….! ❤️🙏🏻🙏🏻🙏🏻 ❤️☺️

[russelmachalek]

My wife and I bought a house in 2021 without a credit score.

[captainhiltz]

I have absolutely no debt, paid off house, and a 829 credit score. 🤔

[Drkbardockssj]

Hey I'm in omaha Nebraska we don't have cornfields much in the city. But you are never that far away from one haha

[TS]

53:00 Vivek Timestamp if anyone is looking for him :)

[adaptedbythedans]

Because Dave mentions So-Fi so much all I get is So-Fi commercials while I watch. 😂

[DrJack]

Careful with that 401k rollover to an IRA. Better investment options, but you also screw up the ability to do backdoor Roths in some cases (which DID apply to them).

[republicunited]

Single mom- ROKU, no activities, used clothes.

[striperkid]

Aaron from Des Moines IA, you need to check your wife bro. You're out there slaving to $200k a year while she sits at home spending your pay check. She wants to keep that 2nd house next to a relative?...then go out there toots and get a job that pays for it.

[c]

No different from growing a tree from a seed.

[coreyw]

$200K will buy you a nice house in Omaha. Get real guys.