July 2024 Budget | Birthday Month, SEP IRA

New customers on first 3 month plan only. Speeds slower above 40GB on Unlimited

Follow me on TikTok: @debtoverit

💰 Venmo: @DebtOverIt

________________________________________________________________________

*ACCOUNT BONUSES*

Earn 1.0% higher than the stated APY for 3 months (currently will be 5.40%)

Open an account, set up and receive direct deposit and earn $50

75,000 bonus miles after spending $4,000 in first 3 months
Unlimited 2X miles

Earn $100 after making a purchase in your first 3 months

💳 Upgrade Card
Earn $200 after spending $500 and making 3 on-time payments

💳 Chase Freedom Flex:
Earn $200 after spending $500 in first 3 months
5% cash back on gas and groceries for 1 year
No annual fee

60,000 bonus points after spending $4K in first 3 months

20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee

*SAVE MONEY*

*MAKE MONEY*

🌟Fetch app: Use my code EJH9Y for 2,000 points
🌟Upside (gas): LEILA95286

*SIDE HUSTLE RESOURCES*

Get 3 months free + 75% off your first year

____________________________________________________________________

CHECK OUT MY BLOG:

*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

[mybdayis]

I am 1 paycheck way from having a 200k invested/saved! My goal is to have 250k by April next year on my 30th bday.

[UghUgh]

Unemployment insurance will drop off pretty quick. The threshold is really low (depending on state). For example, in Texas you pay a rate of 6% on $7k of wages, but you also get tax credits for reasons too long to explain here, but it ends up being 0.6% rate on the $7k. So after $7k of wages, you won’t see the UI anymore.

[NafissaOumarou-yevp]

Love your videos ! I’m a new sub and I’ve been binge watching them 🤩

[MrsNewlywedMoney]

Great video again Leila! I normally watch your videos on my TV but watching today from my phone 😊. You’re such an inspiration. Love watching you navigate this newness as a full time entrepreneur. Hoping you exceed your $3500 rev goal this month!🎉🎉🎉

[tracymiller]

For unemployment tax you only pay on the first 8000.00 you make per year. I work in unemployment tax for the state of AL. So that is why it is decreasing! Thank you 🙏🏽 for your content!

[juliequick]

I overspent massively in June, with crystals being the main culprit. I love the soothing atmosphere they create, but enough is enough. I will be strong in July. Thank you for making me feel a bit better about this as I was feeling a bit low earlier! Have a great month and I look forward to hearing from you with the skincare that you have been trialling to help with redness x

[cassieb]

Best month ever...🎉 My birthday month as well. Lol

[normalafountain]

Hey Leila, I am self employed as well and really like your budget template would you be willing to update the old to look like this so i could use it as well. Or do you sell this particular one?

[Akaypot]

Hi Leila! Great video. I was just wondering would you consider a non-corporate part time job to help relax any pressure on having to earn a certain amount through the business? Maybe even go back to doggy wash!? 😂❤

[alessiagandolfo]

Hey Leila, I have a question, when you put payroll and distribution in your disposable income for the month, can you use both to pay the bills or only the distribution part? I guess so but just to clarify, would it mean you pay some things from your business account and some from your personal?

[deniseprichett]

Hey Leila, what are you using your Brokerage Account for overall? I am growing mine to be a resource for the years between leaving the working world and when I will turn 67 or 70.