SBI Life Insurance Child Plan – Smart Scholar (ULIP Review) - Should you buy?

Chapters:
00:00 Introduction
00:36 Key Features
01:16 Benefits
02:10 Investment Option
02:42 Illustration
04:40 Comparison with other Products
07:16 SBI Life Insurance Child Plan - Smart Scholar vs PPF/ELS
08:01 Various Charges
0:59 Advantages
11:22 Disadvantages
11:49 Conclusion (Good or Bad?)

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[heenapatel]

Sir, You have done a good study on this policy and practically those are the exhorbitant charges levied to the client without updating them about it at the time of taking policy. You realise it at the end of the year after deduction already made and this continues until 3 years, You suffer a huge bank charges figure in your annual statement.😕

[sunpatel]

Hello, I invested in this policy in 2013 and paid 1 lakh each year for next 5 years, today total fund value is less than 8 lakh, so whatever you are saying, its not matching. There is almost no return on this after 10 years.

[kavyahn]

If incase stock market will be loss then what is safety for our amount and how much amount will provide to us please explain sir

[viswanathn]

Holy crap, useless products offered by the worst company. Subscribed to a SBI Smart Champ policy 9 yrs back, paid completely 9 lkhs in total @ 1lk p.a and another 4 yrs for maturity. Now due to some urgency want to surrender, the surrender value is 5.3 lks. Have you ever heard of such a looting policy by rogue companies like these. Be very careful about the expectations on the returns. This is a trap laid by exploting with nice videos and convincing answers and explainations. Dont get fooled and booed by it.

[DafniCelestina]

Please don't get trapped 🙏 in this policy