Top Gear gets car insurance

S13E02
Copyright: BBC

[visionist]

Insurers: *"Young drivers aren't safe! Therefore let's price them completely out of modern safe cars and into twenty year old death traps!"*

[ShuskiCross]

"No, no accidents in the last 5 years" - Hammond with a nervous smile.

[samuelhoffmann]

Jeremy in a posh accent: "No, no we are only going to let him drive to the shops. Very, very, very rarely." 😂

[maxbroyden]

The teeth whitening box and the Stig photocopying himself are the most underrated parts of this scene

[annialfthan]

"James NO Adam Smith!"
Actual footage of me trying to lie

[Sum_Guy]

Clarkson pretending to be a kid pretending to be a dad on the phone when he is already a dad is gold.

[rctransportvideos]

Most of the 'Easter Eggs' and things of note in the video:
0:15 - An MP5 on Jeremy's desk.
0:21 - A photo of the Queen on James' desk.
1:15 - Several bundles of cash and a stack of gold bars.
1:22 - The Stig is trying to photocopy his head.
1:26 - A photo of a cow on Richard's desk.
1:40 - A tooth whitening kit on Richard's desk.
1:41 - A selection of books about railways on James' desk.
1:47 - A photo of Will Young on Jeremy's desk.
2:26 - Richard suggesting he's had no accidents in the last five years.

[Deanster]

“But what your saying is that I’m going to write it off completely 15 times a year” 😂

[BenRichards-gv]

As a British person who’s under 25, I can confirm this is definitely true. I remember a period where I was unemployed when I was 18, but I still needing a vehicle to do errands and visiting family etc. So I brought a used Suzuki GSX 125 Motorbike worth just under £3K and the insurance for it was over £15K. That means they was expecting me to write it off completely over 5 times a year!

[paulcrosby]

I want this on record that I submitted this to a public finance class in college for an assignment that required us to find a video about insurance quotes. It was played and the teacher, who was ukranian, could stop laughing.
It was played to the entire class

[michaelkeaton]

This show probably gave nightmare to a lot of insurance companies

[soundseeker]

"Like a menu in a Scottish restaurant....not much in it and nothing you want." So much humor crammed into this 2.5 minutes its hard to take it all in :-D

[Spigz]

I remember buying a Porsche 928 when I was 28 (10 years, no claims). Before I did so I checked with insurance companies- back then Direct Line & Eagle Star were the big boys; each quoted me £5, 000pa- just less than I paid for the car. A bit of help from some other owners via 928 mailing list, I called Lancaster (classic car) insurance- £250. They also insured my brand new Jeep Cherokee on the same policy for another £100. Absolute result & a hidden gem to look at insurance companies outside the daylight robbery companies. 👍🏼

[sambunting]

“It’s like looking through the menu at Scottish restaurant, not much in it and nothing there that you want” never change jezza hahahaha

[thomasohagan]

So many great hidden comedy gems in this

[angrytechaddict]

Seeing these 3 sitting in an office is the most surreal setting I’ve ever seen them in 😄

[nartin]

This is actually kind of insane as Jeremy said of the value of the car versus the cost of insurance,
In Sweden it's standard practice to let you parents buy your first car and have them stand on the insurance but you are using it as your own,
I did that until I was 25 when the insurance cost finally came down to sensable levels due to my age, which is even more moronic that it's based on age because when I turned 19 I got my licens for driving lorries and where driving for the military for 4 years in terrain and long ass road trips without a single accident

[Grumpycat]

Insurance is a legal scam in UK, a whole system that steals money straight from your wallet.

[taunokekkonen]

This video was just a list of easter eggs! Hammond's teeth whitening kit, Stig copying his head, James with a picture of the queen....

[rnedisc]

Hammond: "No, no accidents in the last 5 years"

Rimac: "Oh he must be such a safe and responsible driver! He should test our cars!"