Personal finance expert Suze Orman's number one investment right now

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[vuhoahua]

It is always better to set a goal so you know why you are investing your money.
Investing for retirement is a long-term process that calls for particular strategizing.
Investing for a specific goal, such as a car or taking a vacation, requires short-term reasoning.

[davidreus]

Great video!!! Now I have more knowledge about finance. In my opinion, mutual funds has to be one of the most profitable ventures out there but younger people must understand that the keyword in all of this is "diversifications" especially given the times. You shouldn't put all your eggs in one basket. I have doing drop shifting, real estate, ETFs, crypto bonds and stock for a very long time but I made my first million (in profit) early this year from cryptocurrency alone (through the help of an IA). I also experiment with a couple of other things. Imagine what the situations would have been giving in mutual funds if I were solely banking on them. That's alot of profit too.

[franknedu]

When you invest you're buying a day you don't have to work

[richb]

I bought an Ibond last Feb. Interest was 7+% ....It Is now over 9% and may go higher in Nov. Buying more is an family members names and I may do exactly that.

[wswh]

Oh Suzie! I've been preaching i bonds to my friends and family since I stumbled across them in "The Week" magazine a couple of months ago. As for my friends and family? You can take a horse to

[twogirlzonemike]

As someone who advises HNW individuals I rarely find solid financial advice on YouTube. This video is one of the few times I have run into pretty solid investment advice in the current marketplace.

[pauljoseph]

I have been buying I bonds since they were established back in 2000. My early bonds from 2000-2001 are earning up to 13.39% because they used to have a fixed rate component that was higher than 3%.
You can also purchase an additional $5000 in paper I bonds with your federal income tax refund. These don't count against the $10000 limit on the ones you purchase on Treasury Direct. Just adjust your federal withholding (way up). They can be purchased directly as you file in Turbotax and H&R block tax software, and the Treasury will mail them to your home.

[mml]

CAN U lose par value? or do they go down below par or your cost basis?

[vernicegrossglass]

I jumped on the band wagon when I heard about these I Bonds back on April 29, 2022! I put in an even amount in the beginning of May 1, 2022, and once a week since May 1, I have a set amount of automatic withdrawal coming straight out of my bank account….I don’t miss the $ bc it is in auto pilot mode!

[sanjaykapoor]

Please explain steps how to sell or exit from I bonds after 1 year. How to redeem. Is process of redemption after 1 year ONLINE as buying process is.

[mikiimai]

I started watching this vid expecting some gimmick stuffs, but her recommendation is actually reallygood. Yeah guaranteed yield of about 9% is really good, though 10K per year limit is a bit low.

[bryanbrasile]

I've been considering IBonds lately but I can't decide on how much to purchase. I'm convinced CPI will push IBond rates back up to 11-12%...I should buy some now to lock in the current rate. But might split my investment between now and after the new rate.

[richardbogucki]

Does this interest count towards your provisional income in regards to social security?

[guzzi]

How about Fixed Index Annuities? I have done really well with a 7 year and now have two 5 year annuities.

[Sabhail_ar_Alba]

That sounds really good. Is that for US citizens only ?

[alansach]

Buying I bonds won't make you rich because of the limitations, but a sound investment. Be careful buying on line though. The slightest mistake, such as in typing in your address (my address is misspelled on my driver licence, I made the mistake of entering it correctly when buying bonds) can get you locked out of your account. It is then a nightmare, that can take weeks, to get access again. They want you to get your identity guaranteed by a broker. A simple notary won't do it! I don't know of any broker within a couple hundred miles of my town of Boondocksville, Middle America!

[tfjsdr]

How can a business get $30k i bond purchase? Couldn't figure out

[danielamparo]

Is it possible to invest $5, 000 in I bonds and then add in $5000 at a different time, say a couple months down the road?

[TomBTerrific]

I thought her expertise was exposed years ago

[Cheekyst]

9% only until cpi stays there or getting index/stocks at 20%+ discount? Market.