Payback Card in Germany [What is it & Should you Get one?]

In this video, we explore what the Payback Karte in Germany is, how to collect points, what data they collect, and answer the question of whether it's worth it to get one or not.

🔥 FREE American Express PAYBACK Card

💡 UPDATE: After our recording, the PAYBACK American Express card has changed the points ratio. For every €3 of a charge, 1 PAYBACK point will be credited (previously
2:1).

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✨ RELATED GUIDES:
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⏰ Timestamps:
00:00 - Introduction
00:25 - What is the PAYBACK Card in Germany?
00:57 - How Does the PAYBACK Program Work?
02:10 - What Data Does PAYBACK Collect?
03:25 - How to Sign Up for the PAYBACK Program in Germany?
04:00 - Understanding PAYBACK Points in Germany
05:22 - How To Check How Many PAYBACK Points You Have?
05:52 - How to Redeem PAYBACK Points in Germany?
07:29 - Increase the Number of PAYBACK Points You Collect
10:38 - Is it Worth it to Sign Up for a PAYBACK Card in Germany?

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#expats #germany #expatsingermany #lifeingermany #expattips

[anudeepsrivastav]

If something is free for us then we are the product😊

[VraieLaMusique]

Oh my goodness thank you for solving today's German puzzle spiral! lol You both are the BEST!

[laureneastwood]

I will always watch to the very end. I love the outtakes 😂❤

[sukhoi]

American Express Payback is the next level for Payback system with no expiration points.

[sarameitner]

Thank you for the great explanation! I have used Payback for years - and appreciate the benefits of that "little extra".

[PotterytothePeople]

girls!!! I’ve been living in Germany NINE years now and I just discovered your helpful channel and I still have things to learn 😂 Thank you for the thorough information 👏👏

[AhmetMurati]

Yes. On last year I noticed I had 47 euros in the Payback card, I had no money on me so with that 47 euro I bought many food

[tusharmendiratta]

C&A is also a good option to collect payback points

[manjunathak]

I have gained 250 Euros plus from a year after I signed up in Payback, most of it from Rewe, Amazon they have a range of payback points every week. Many times I got 5-10 Euros back on 100 Euros shopping !
I don't mind giving my data to the same retailers again and again if it's worth 250 Euros+ 😂 I am loving Payback

[mughalische]

I have been looking into getting one, thanks for the video, that's helpful

[carlosingermany]

Nice video. Thanks for sharing.
Im using payback for many years now, and my largest product reedemed was an AEG airfyer.
It is really worth collecting points and reedemed them afterwards. 👍

[sssleyer]

0.01 cent so generous! they make more money on the data they collect on you and sell!

[SpiritoftheDragonfly]

I am curious if anyone here has ever redeemed their points for getting L&M luggage - what has been your experience so far with it, if so? Is it good quality luggage? I recently redeemed a bunch of points for such luggage, which I then took on an international trip to Canada. Mine held up surprisingly well, as I wasn't expecting much and had read bad reviews of this luggage not lasting or breaking apart easily. Would love to learn about others' experiences with this luggage!

[marcellkovacs]

I'm surprised you didn't mention that you can cash out the points as euros onto your bank account. That way you're not locked in their system.

[dabanqasimhamadaminjaff]

Payback and Rewe will go their separate ways from 2025!

[fatimael]

So if I have 200 points I go to the supermarket and I can buy a product of 2 Euros ? Is that correct

[katesenn]

I have tried to purchase from Amazon via coupon in payback app but never got any points for my purchases from websites where I can’t enter my card manually in check out. I tried to contact payback but couldn’t find any way for contacting them. It’s really a pity because I buy a lot from websites that are in coupons but I don’t know what is the problem and why this doesn’t work for me.😢
Many thanks for you for such useful video and I hope Yvonne feels better now!

[RRwagen]

almost my benefit from Payback yearly about more than 100 euros. and also I benefit more than 50 euros from Deutschland Card

[yooyoung-lk]

Can you explain in detail how to redeem points?

[nabeelmohamed]

I applied for the American express payback card 1 and 7 months after moving to Germany. Got rejected both times😅
I guess there is some criterion like the applicant should be a resident for at least a year.