BIG 2025 MEDICARE CHANGES! ALERT!! 352-841-0632 FREE Medicare HELP: CALL TO ACTION!!

Dr. Ed Weir, PhD, Former Social Security Manager, discusses some of the new changes to Medicare for 2025. New letters, reduced benefits, increased prices, cancelling plans, and MORE!

🆓FREE MEDICARE HELP from my Medicare Partner, Chapter, 352-841-0632

😃💯Who is Dr. Ed?
Dr. Ed Weir, PhD, Former Social Security District Manager; Former Family Services Specialist, Department of Social Services; Former Marine Corps Sergeant; University Adjunct Professor. Dr. Ed is one of the most experienced government benefits experts in the country and in his (semi)retirement, he has made hundreds of YouTube videos in order to help seniors, the disabled, survivors, retirees, disabled children, spouses, and others in every state get the benefits they need!

⚠️I am not an attorney, tax advocate, or currently affiliated with the Social Security Administration or any other entity of the US Federal Government. My advice and opinions are based on my decades of experience inside the government. The Social Security Administration and CMS are the final decision makers when it comes to your benefits.

Legal Stuff: The views and opinions expressed by the host(s) during this program/event/content are solely those of the host(s) and do not necessarily reflect the views, opinions, or positions of the Social Security Administration, Medicare, Chapter Advisory, or Memoir, Inc., its management, employees, or affiliates. They make no representations or warranties regarding the accuracy, completeness, or reliability of the content provided by the host(s). Any statements made by the host(s) are for informational, educational, or entertainment purposes only and should not be construed as official positions of Social Security Administration, Medicare, Chapter Advisory, or Memoir, Inc. They disclaim any liability for any actions taken based on the host's views.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 352-841-0632.
Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691). The information on this site has been developed for general informational and educational purposes.

#socialsecurity #medicare #seniorcitizens @dredweir @mygovexpert

[JS-troo]

You are an American HERO! I thank you for these videos.

[mw]

Thank you ! Its a pleasure listening to someone understands and knows what they're talking about! We appreciate you!

[DQ_Mine]

I hope you live for another 50 years! We need you!

[Lynore_Marie]

*WELCOME BACK* Thank you for taking time off your vacation to update us on Social Security. Lots of changes. My Advantage Plan has a section that says, ‘See what your 2025 plan offers.’ I’ll have to read that.

[vikingwind]

The $2000 Part D cap next year sounds great for maybe 20% of people on expensive drugs. Those people may cap out after one month of prescriptions. I predict the other 80% of Part D participants, who would never reach that $2000 cap, will be paying for the 20% who need expensive drugs. The increased premium rates that the insurance companies will most likely charge in 2025 will make up for some of their losses on the $2000 cap. They like to keep their profits.

[vickijohnson]

I’m so blessed to have Medicare with TriCare for Life.
It’s sad that for-profit businesses now put Americans through the wringer. Billionaires running the show, while politicians bend over backwards. The Biden Administration’s Inflation Reduction Act has saved me out of pocket costs on prescription copays. Seniors should take notice of that fact.

[sylviagoodman]

The first thing people need to understand is that Medicare Advantage is not Medicare...it's private insurance!

[JustJeff]

Hope you are having a great vacation during the turbulent times we are having! Thank you for the update! You are awesome!

[bonniemartenez]

Hopefully you had a great vacation. Thank you for helping us all.

[ruthcavanagh]

I am a low income disabled senior and I Social Security and SSI for being disabled my insurance is just straight government Medicare and State Medicaid and I have a Part D prescription only drug plan with additional third party help so my prescriptions of which there are many only carry co-pays of between something like a $1.50 up through $4.25 .. do I need to worry about any of this?

[s.c.]

A whole industry built on quicksands of deception.

[stanleysokolow]

After studying the supplement plans, this year, I switched off of my Medicare Advantage HMO to a high deductible plan F. I started Medicare before the cutoff of Plan F eligibility so i could get it. I dont have any serious chronic illnesses, so I only go to my doctor for the Annual Wellness Visit. My cost in addition to a $68/month premium is whatever Medicare doesn't pay until i pay $2800 out of pocket annually. Then the supplement pays 100% of what Medicare didn't pay for. This $2800 is like a Medicare Advantage out of pocket maximum but much less than what the MA plans make you pay. Insurance agents seem to keep plan F high deductible a secret. Do your research.

[pattyv]

I didn't get to see the question and answer part. The video was cut off at 13:21, just at the start of the questions. 😮

[Angeles-ro]

I just applied for Medicare, I don’t take any medication 💊 and I don’t want Advantage plan. Which plan can you recommend me for Part D ? For low income

[usamathtutoring]

Hello Dr Ed., I posted this question on your overpayment video as well, but I am just posting it on your most recent video. I may also join your next Q and A if possible. Here is my situation: I have been in the process for over 5 years since 2018 of appealing an SSI case that was initially awarded around 2015 for my mental health disability. I did sign a form to continue receiving benefits during the appeal process. Due to COVID 19, they delayed my case many times. It finally made it to the administrative law stage a little over a year ago and, a couple of months ago, I received a letter that I had lost my case. I did have representation that I paid $2, 000 for and they did reimbursed me after I filed a complaint with their office. However, SSA has now sent me a letter saying that I owe $68, 000 in overpayments. I do not have the funds to repay it as I am living off of SNAP benefits and limited income. Also, I am pretty sure it is not my fault as they heavily delayed my case and I was not aware of the amount that was accumulating. Let me know what you would recommend. Any advice would be greatly appreciated.

[dennisingeorgia]

On Medicare Advantage, if I want to switch providers; can the other providers refuse me for current health condtions? I know fat chance of swithcing to orginal medicare, but afraid changing MA providers will be similar in difficulty

[lisab]

Can you please elaborate on the chip and when they plan on implementing it?

[kathypfann]

I was told to retire last year when I was 66. Got my first check in Sept. My birthday was Nov. 23.so I turned 67. So, having my taxes filled out this year, I had to pay the IRS. $ 2800.00, because I made over 22, 000.00. Is this right?

[nancysellard]

My husband who is 78 just recently called the 800#. Absolutely NOTHING available to help seniors or disabled in our county. Because of this our local clinic has struggled to stay open. Medicare and Medicaod wont pay for anything in this county claimimg it is "high end". No Medicare advantage, no supplement plans. My disabled son went to the clinic and got a bill for services rendered. He has medicare and medicaid and they paid NOTHING. Have to go 60 miles to get services Medicare or Medicaid will pay for. Millions will lose care all together unless they can afford to travel long distances.

[marcianewborn]

If I’m receiving Retirement benefits, I’m 68 yrs old. Is it possible to apply for SSI?What are the eligibility requirements?