Managing Sinking Funds Digitally

I have received a few questions from my monthly budget videos and my budget recaps on how manage my funds if I don't use cash. I'm sharing the flow of my money, the app I use, and how I track on my master spreadsheet too. I hope you enjoy!

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Digital Envelope App --
Envelopes: Budget Manager

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About Me:
Hi, I’m Maggi! I’m 25 and live in Minneapolis. I travel for work and am a recovering beauty addict. I’m here to share what goes on in my corner of the world.

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[urmysanctuary]

Thanks for the in depth view! I love this system. ♥

[joyvestal]

Thanks for this Maggi! I budget in Excel and I haven't thought about managing cash envelopes in Excel.

[libbysworld]

Hello I am a new subbie. I am also your digital budgeting soul sister. We do things very similarly. I am so looking forward to binging the rest of your content!

[laurenrussel]

Hi! I love your style! I just want to ask, for the “ Bills Acct” is it a chequing account, Same as the Debit acct but you just personalize and rename it?

[miandratopas]

Loving the app so far, thank you for the recommendation! I do have a question. When you do overspend on an envelope and it becomes a negative, for example -$10. When it’s time to add more money to that envelope like $50, do you start from $0 so you have $50 or do you start from -$10, deposit $50 but now you only have $40 in that envelope? Sorry, I hope that makes sense! & thank you so much in advance for responding, I’ve been stuck thinking about this forever lol.

[ericarichards]

Is that envelope app only available on Apple? Thanks

[emptynestgardens]

Great organization! I can't seem to find the envelope app you are using.

[stephanneeschwinger]

Great video. How can I get a copy of that spreadsheet? Do you have an Etsy shop?