Should I Buy Property Under A Trust Or Personal Name? | Australian Tax Optimisation | Land Tax

Did you know that you can purchase investment properties under not only your own name but, also under a trust? What is a Trust in Australia? In this video, I deep dive into the pros and cons of buying property under a trust structure to optimise tax incentives as well as how you can grow your property portfolio faster. Let's dive in!

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[jasonmatthew]

As you invest, you buy yourself a day off when you have to work... I pray anyone who reads this will be successful

[chrisandrews]

This would be more valuable if you gave simple and clear examples as you explain each aspect of this video . As someone who has never heard this and is trying to learn it’s very fast and uses new techniques

[Auscat]

Thankyou for the great information. The land tax component was very interesting.

[uperNv]

Great video bro. Appreciate the succinct clarity in an Aussie context

[spud]

I was definitely one of the people going into this video thinking, "what the heck is a trust structure?". Thanks for the video 😁

[sujaygulwadi]

Hi Ravi, I personally use trusts to buy in QLD and WA, while using SMSF to buy in NSW. Thanks for sharing your thoughts.

[Danches]

I wish I had a friend like you in my life

[Techno-Universal]

Some properties can only be owned under a trust structure because of their location or for heritage protection reasons so the true owners in that case might be a public heritage trust organisation within the government or the local city council that operates in that location.

[philborg]

FYI u don't pay landtax from day 1 in QL there is still a tax free threshold of $349, 999.

[llisahill]

Ravi I have had trusts before. The ongoing accountants fees was very high.

[jackshipley]

Thank you for this Ravi! Answered my question on a previous video

[thomaserlund]

Love the video, but it is not all correct. You do get a threshold i Qld if buying in a trust, but the amount is just less - 350.000 and not 600.000 as if you buy in your own name.

[Motivational_Flavio]

The video is outdated and incorrect eg land tax exemption rules. Plus you missed biggest benefit of trust which opening up borrowing capacity if maxed out under individual name

[matm]

U didnt touch on transfer of ownership benefits

[benmcintosh]

Love your content! Does setting up a trust account protect me from potential partners (girlfriends & wives) having entitlement to the asset? For context, i'm a 25yr old male who wants to buy his own home by himself, but doesn't want the risk/headache if a future partner moves in then later down the track tries to take part of my house from me... thank you

[davouchi]

Lol wtf. My wife and I were talking in the car about this exact subject. Now this video pops up..

[perth]

Spot on as usual. I wouldn't buy without one.

[xfire]

Damn there's a lot of bots in these comments...

A trust doesn't provide any asset protection unless the trustee is a company and not an individual and even then, your 'seed capital' of the trust is at risk of legal claims.
Regardless, asset protection is a pointless benefit for 95% of the population working a regular job.

[vishwanathnanjundashetty]

Hello Ravi, I have an interesting scenario. Keen to know if you are interested to hear.

[varuninnz]

PLEASE ANSWER
I'm considering buying a house in VICTORIA OR QLD wherever the price is within my budget.
My question is what about buying property with a family trust outside your state.
For example let's say I setup a family trust in NSW. Then buy property in QLD or VIC (Melbourne)
1. Do I get charged stamp duty if it's owner occupied. Given I've purchased this property in a trust?
2. What about paying land tax? Do I pay more land tax if I buy it with a trust especially if the trust was setup in NSW.