How I became a Millionaire by 31 on a Low-Medium Salary (Copy & Paste My Lazy Strategy)

If you live on a low-medium salary and dream of becoming a millionaire, this video is for you! in this video I share my exact lazy strategy that helped me build wealth, even without a high income. I’ll break down how I maximized savings, invested smartly, and created sustainable income streams to reach millionaire status by 31.

No matter your income level, this video is full of actionable steps you can copy and apply to your own journey.

00:00 How it Started
01:21 Leveraging my Employer
03:04 Opportunity Gap
04:09 Playing the Game
05:38 Hop Scoth Strategy
07:08 Millionaire Mindset & Habits

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Disclaimer:
I am not a financial advisor. This video is for educational purposes only. Always conduct your own research and consult a financial advisor before making investment decisions

[nkosienzuza]

Just turned 40. Had no emergency funds, had no investments, just started recently. slowly and surely I will get there as my net worth is now at 50k

[Duttonmuffins]

One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing $100 per month can compound to tremendous wealth over decades. The key is to keep going!

[zuzilemtembu]

Pray over your pay check. I heard that!!!!

[EddieMaria-ii]

*I'm glad you made this video* it reminds me of my transformation from a nobody to good home, $89k biweekly and a good daughter full of love..

[aderonkeadewunmi-oyegunle]

Praying over pay check is the highlight of your video for me….thank you for that

[LeratoPhuti_M]

Thank you for the insightful video as always. Totally agree with the "praying over your finances" point. ❤

[da]

this video came at the perfect time for me, i hope to start praying over my paycheck, thank you :)

[tall_bradda]

Really appreciate the advice as someone in my 30s this is so relatable and insightful. Stay blessed, you have a viewer from Zambia 🇿🇲

[sipesihlenonxuba]

Immediately subscribed! As a recent graduate this is so important!

[DanielBaleWyatt]

Building wealth requires disciplined habits, such as consistently setting aside funds for reliable investments. Effective financial management is a critical topic that many avoid, often to their detriment down the line. Earning money is one thing—preserving and growing it is another.

[odamiss]

Yes I’ve been saving religiously for my retirement savings .

[mahlakonkopodi]

Love this👌🏾👌🏾Taking this mindset into 2025🙌🏾

[busisiweshandu]

First time watching, hooked, my type of content because im planning to break curses on my finances 2025.... Already my grade 1 kids feels will be paid up by 31st of Dec taking advantage of 5% discount... Im just so excited about my financkal plans... Buying a financial journal...earn 22k.. 4500k for investments and saving... RA to increase percentage a bit...side hustle Consulting with my profession, already getting UK hires.. GOD IS WONDERFUL IF YOU CALL HIM

[ElleHousingSolutions]

You can't mention wealth without real estate


And you can't build sustainable wealth without being intentional


Welldone
Your being intentional has brought you this far

[thabithadiale]

Hey please make a video on the mistakes you did wjen you purchased your first house and tips for one to keep in future when considering property

[abongilem]

I’ve used a similar strategy. I also made financial mistakes in my twenties but the best thing I ever did is paying off all my debts and saving and investing. I actually didn’t consider myself a millionaire since hitting that mark on my pension fund 😂

[shirleyndlovu]

This really made my 2025 year already 😊 thank you so much
Budget.

[Johnwhite-cn]

There’s no 'easy way' to get rich overnight. The key is to diversify and avoid risky, get-rich-quick schemes. I’ve seen too many friends lose money trying to chase the next big thing. A solid plan and a good advisor can make all the difference

[TheLeloM]

My retirement is around R250 😅like seriously 😅I'm a student so it's a small retirement account with easy equities

[nosisibango]

There is a saying that goes "What you seek is seeking you"

Trying to fetch my life financially right now and some of the things mentioned here is actually what I needed to hear