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What is Unified Pension Scheme (UPS)? I Detailed Explanation I Hindi I 2024
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The Unified Pension Scheme (UPS), approved by the Union Cabinet on August 24, 2024. Which will be effective from April 1, 2025 and is expected to benefit 23 lakh Central Government Employees. The state governments can also adopt and implement the UPS scheme for state government employees. Maharashtra is the first state to implement UPS.
Assured Pension
50 % of the average basic pay drawn over the last 12 months prior to superannuation for a minimum qualifying service of 25 years.
Proportionate for lesser service period up to a minimum of 10 years of service.
Assured Family Pension:
@60% of pension of the employee immediately before her/his demise
Assured Minimum Pension:
@10000 per month on superannuation after minimum 10 years of service.
Inflation Indexation:
On assured pension, on assured family pension and assured minimum pension. Dearness Relief based on All India Consumer Price Index for Industrial Workers (AICPI-IW) as in case of serving employees.
Benefits:
Lump-Sum payment at superannuation in addition to gratuity 1/10th of monthly emolument (pay + DA) as on the date of superannuation for every completed six months of service. This payment will not reduce the quantum of assured pension.
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