The Best (And Worst) Life Insurance Companies To Use For Infinite Banking

Have you ever wondered which life insurance companies perform the best when it comes to the infinite banking concept? Are you curious about who has the best underwriting for overfunding whole life insurance policies? Want to know which company boasts the most consistent track record? Other than The And Asset of course 😉

📊 I'll be rating 10 companies on a scale of 1-10 and giving my reviews of each company. I've done the research, with almost ten years in the industry and reviewing hundreds of policies, all so you don't have to waste hours of your own time researching each company. I still would encourage you to do your own due diligence after watching this video but use this as a guide for making your decision!

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

*This video is for entertainment purposes only and is not financial or legal advice.

[christinagumm]

Dom always bring education and value!!

[Btheprocess]

This video and comment thread come to me in my first few hours of searching about the concept. It came at the perfect time as i have gone over the pros and cons of going term and investing or going whole with cash value. I appreciate all of this guidance toward the proper companies to work with. @TheAndAsset your detailed comments were everything. Thank you, Sir.

[BetterWealth]

Love the video, Dom! Ratings were on point!

[dominicrufran]

This is my favorite editing thus far on any video!

[oldporkchops]

I'm glad you also rated the not so good apples like WFG and Primerica. It helped bring clarity to recent sales pitches I've got from their agents.

[angrykoala]

I am just learning of Infinite Banking. A list like this really helps.
You mention some of the companies being "pro infinite banking". What do companies do if they are NOT pro infinite banking, give you a hard time, not set up the policy?
In general is Infinite banking frowned upon?

[CarlosDiaz-jyvw]

What's up The And Asset, I'm an Avid Infinte Banking student and just recently found your channel. I'd be interested in a video where you go over some of your favorite books on the concept or industry. (I'm aware of the And Asset Book, but interested in other reads)

[Adam-vrs]

Very cool bro cant wait for your next upload

[oldporkchops]

If I'd like to not continue with my ONL convertible life, what should I do? Should I just not pay the annual premium when it comes due? Or is there paperwork I need to sign? I imagine my call to the agent who sold me that policy will involve some form of selling, so I'd like to avoid that if I can help it.

[HiyahLevel]

Where do whole life products from Country Financial rank? Can you review them?

[MikeRod]

Great Video! Foresters financial also has a good high early cash value whole life product with a flexible PUA. I’m curious on what you would rate them?

[ebrionez]

What type of user interface does Lafayette have. Easy to use for loans?

[jerrinfuller]

Today i was on a scheduled call looking to get started with my overfunded life insurance but got recommended to a variable insurance?

[mayraDB]

Do you have any thoughts about Transamerica?

[oldporkchops]

When it came to Northwestern Mutual, you mentioned how much dividend they pay or the dividend scale rate matters that much. Could you please elaborate of this? Thanks, Dom.

[AdaGreen-hs]

New York life, Prudential and New Haven ?

[kms]

This sounds great but my challenge has been once reaching out to schedule calls with agencies like yourself - the person that actually does the initial consultation is a part-time work and is usually quite junior to the subject matter and not as well versed in what you so knowledgably explain in the videos above. Is that the case with your team? TIA!

[ebrionez]

On a 10/90 policy can the $10000 base be paid annually with the $90, 000 PUAs being paid in on a monthly basis?

[oldporkchops]

If you were getting a front load policy for yourself, knowing what you know, and knowing what cash flow can do over the insured's lifetime, which company would you get one from?

[diannelouisy]

Why wasn't New York Life on the list?