Most Underrated Credit Cards in 2020 | Not Everyone Needs a Chase or Amex Trifecta!

We often focus on flexible points program cards from Chase and American Express. However, there are many cards that offer unique or complementary bonuses or benefits that often get overlooked. In this video, we look at my top 5 underrated credit cards for 2020.
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#creditcards #personalfinance #cashback

[TripAstute]

What cards do you consider to be underrated? Also, what do you think about my list? 🤓

[masoompatel]

The Wells Fargo Propel card is underrated in my opinion. It’s basically a 3% cash back card on lots of popular categories like restaurants, travel, gas and streaming services without an AF. And you get cell phone protection.

[kevinManhattan]

Awesome video again Honest. Thank you! I totally agree with you on CIC. Which Im hoping will be my next card!

[catchychazz]

1. Rakuten Card. MR earning bonus and works well with Schwab Platinum or Amex Gold Card.
2. PenFed Powercash. 2% back on non category spend if you have a checking account with them. No foreign transaction fees - makes it better than Citi DC as an international card.
3.US Bank Cash+
4.Chase Ink Cash
5.Vantage West works on Costco and is a $0 AF 5% Cashback card.

[HLSpence]

I'm with you on the Chase Business Ink Cash, great card . . . another sleeper card is the Chase AARP Rewards card

[abel.morelos]

I'm thinking about getting the Capital One Venture card next! Just waiting to see if they come out with a new partner after this month. I do have the Amex Gold and Amex Blue Cash Everyday...seeing how I don't predict spending more than the breaking point, I am thinking about cancelling my Amex Gold if there is no retention offer. Did you end up keeping your Amex Gold?

[Brandon-jwcv]

Ink Cash is a great call. Way better for actual spend than the Preferred, but doesn't have the 80K signup bonus.

[Kraden]

5:12 Also, the Citi Double-Cash recently (Sept 2019) got rid of many of their benefits. No more; car rental insurance, trip protection, travel accident insurance, lost baggage protection, price rewind, 90 return protection, roadside assistance dispatch, travel & emergency assistance. Basically it's now just a bare-bones 2% cash back card. Would NOT recommend for travel use.

[averagebloke]

What you think about the chase sapphire preferred?

[kkdee]

My experience with AMEX is that many smaller vendors do not accept it. I stopped using it when i was in scotland and france in 2019

[Bangpaulxu]

As an expat living in China I can only use venture or chase since AMEX isn’t taken at most places

[Frank-Mesen]

I second the US Bank Altitude Reserve, I’m shocked no one really talks about it. I feel like it fills in the gap where Chase cards fall behind (Gas, Costco, Groceries, and everyday purchases) due to the power of mobile wallet.

[romangabriel]

I have most the cards in this video. I think the citi double cash is a little overrated since citi took away most of the the benefits. I highly recommend either the sdfcu cash+ or penfed power cash. Both cards have no foreign transaction fees, no minimum redemption, and chip and pin capabilities, and no annual fee and give a flat 2 percent cash back. These are great extra cards to have if you live abroad or need an extra travel card with chip and pin.

[seenzee]

If you don't have a bank account with US Bank and can do direct deposit, you can earn $400 bonus for opening a checking and savings accounts. They will more likely approve your credit application if you have a bank account with them.

[WallStreetIceCream]

can you apply for 1 credit card and 1 charge card through AMEX on the same day? Or will amex reject the application? Also do you know if they pull a soft or hard inquiry if you already have a card with them and account?

[olivern]

I have enjoyed using my VentureOne card at hotels.com (10x). However, the benefit ends at the end of the month. I doubt I will use it during the rest of 2020.

[mengchou]

Wells Fargo Propel. Penfed Power Cash Rewards.

[kevindavis]

Bruh, US Bank Altitude Reserve over the Costco card all day (now that Costco accepts contactless).

[Johnnydazguy]

The Khardashian Kard- a true collector's item at this point!

[Madden-Frangrance-Champ]

Why everybody that shows how to get credit cards never explain, the credit score requirement